Program Brokerage Corporation
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Program Brokerage Corporation
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Excess Flood Insurance

Understanding the appropriate insurance limits and proper coverage for a home or business is vital, yet many buyers continue to underestimate the risks they may face.

Program Brokerage Corporation (PBC) now has access to a new in-house new national Excess Flood Insurance program that will help repair your clients’ home and/or business in the event of a catastrophic flood. This program is underwritten by a panel of A-rated carriers.

Excess Flood Insurance is a challenging policy to have because without the right expertise and coverages, your client may end up paying more out of pocket expenses than what a standard policy will cover.

Our program offers more coverages and higher limits than the standard policy does.

Coverages Offered:

• Contents Coverage (Available for Residential and Non-Residential Properties)
• Loss of Income (Net Business Income or Loss of Rent)

• Additional Living Expenses
• Replacement Cost Available
• Drop Down Business Income Coverage Available

In addition to the coverages we can offer, we can also provide limits up to $15 million on combined limits for building ad contents. Generally, standard flood insurance policies will only provide coverage up to $250,000 for residential areas and $500,000 for commercial properties.

If the costs are more than these limits then our Excess Flood Insurance is the right one for your client!

Target Classes:

Personal Lines/Residential Properties Including –


• Apartments

• Condominiums/Cooperatives

• Dwellings

• Townhouses

Commercial Lines/Commercial Properties in a Wide Array of Industries Including –

• Construction

• Education

• Hospitality

• Hotel/Motel/Short-Term Rental

• Industrial

• Manufacturing

• Office and Administrative

• Real Estate (Residential and Commercial)

• Retail

• Warehousing

And Many More

Our Excess Flood Insurance program is available nationwide and we can provide a quick 24 hour  turn around quote on residential properties and up to 48 hours for referral business.

For more information about our program please contact our team of experts today!

U.S. States Available

  • U.S. States Available:
    Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming, Washington, D.C.
  • Provider Type:
    Managing General Agency
  • Admitted:
    All Available States
  • Carriers:
    -
  • Carrier Ratings:
    A - Rated
  • Commission:
    -
  • Min Premium:
    -

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Program Brokerage Corporation has other insurance programs like Elevator Insurance.