Excess Flood Insurance

Understanding the appropriate insurance limits and proper coverage for a home or business is vital, yet many buyers continue to underestimate the risks they may face. Program Brokerage Corporation (PBC) has access to an in-house Excess Flood insurance program underwritten by a panel of A-rated carriers.

This national program will help ensure adequate funds are available to repair your clients’ homes and/or businesses.

Coverages Offered:

• Contents Coverage: Available for Residential and Non-Residential Properties
• Loss of Income Coverage: Net Business Income or Loss of Rent
• Additional Living Expenses
• Replacement Cost Available
• Drop Down Business Income Coverage Available

Personal Lines: residential properties including:

• Apartments
• Condominiums/Cooperatives
• Dwellings
• Townhouses

Commercial Lines: commercial properties in a wide array of industries, including:

• Construction
• Education
• Hospitality
• Hotel/Motel/Short-Term Rental
• Industrial
• Manufacturing
• Office and Administrative
• Real Estate (Residential & Commercial)
• Retail
• Warehousing
• And more