Understanding the appropriate insurance limits and proper coverage for a home or business is vital, yet many buyers continue to underestimate the risks they may face.

Program Brokerage Corporation (PBC) now has access to a new in-house new national Excess Flood Insurance program that will help repair your clients’ home and/or business in the event of a catastrophic flood. This program is underwritten by a panel of A-rated carriers.

Excess Flood Insurance is a challenging policy to have because without the right expertise and coverages, your client may end up paying more out of pocket expenses than what a standard policy will cover.

Our program offers more coverages and higher limits than the standard policy does.

Coverages Offered:

• Contents Coverage (Available for Residential and Non-Residential Properties)
• Loss of Income (Net Business Income or Loss of Rent)

• Additional Living Expenses
• Replacement Cost Available
• Drop Down Business Income Coverage Available

In addition to the coverages we can offer, we can also provide limits up to $15 million on combined limits for building ad contents. Generally, standard flood insurance policies will only provide coverage up to $250,000 for residential areas and $500,000 for commercial properties.

If the costs are more than these limits then our Excess Flood Insurance is the right one for your client!

Target Classes:

Personal Lines/Residential Properties Including –

• Apartments

• Condominiums/Cooperatives

• Dwellings

• Townhouses

Commercial Lines/Commercial Properties in a Wide Array of Industries Including –

• Construction

• Education

• Hospitality

• Hotel/Motel/Short-Term Rental

• Industrial

• Manufacturing

• Office and Administrative

• Real Estate (Residential and Commercial)

• Retail

• Warehousing

• And Many More

Our Excess Flood Insurance program is available nationwide and we can provide a quick 24 hour  turn around quote on residential properties and up to 48 hours for referral business.

For more information about our program please contact our team of experts today!