Program Brokerage Corporation
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Program Brokerage Corporation
Contact Us
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Residential Real Estate Insurance
Residential Real Estate Insurance Program

The real estate industry is one of PBC’s strongest specialties. Our experience in real estate insurance is reflected in programs that respond to the particular, and sometimes differing, exposures in various geographical regions. We were the first to offer Purchasing Group Programs for residential co-ops, condominiums and rental buildings. PBC currently arranges coverage for over 3,000 residential buildings with more than 200,000 units.

We offer a broad scope of coverage with strong markets, and can cover a single building or a multi-location national property portfolio. Coverages include:

· All-Risk Property Insurance

· Commercial General Liability

· Umbrella Liability

· Condo and Co-op Directors’ and Officers’ Liability

· Environmental Insurance (first and third party), including above and below ground storage tanks

· Lead Paint & Mold Liability Included

· Terrorism


PBC offers residential real estate programs in the following states:

· Connecticut

· Massachusetts

· New Jersey

· New York

· Pennsylvania

Coverage is available in all other states on a stand-alone, non-program basis.

Target Business:

• Rental Buildings, Co-op/ Condo Buildings

• Buildings from 1 to 30 stories

• Single building or multi-location portfolio

• Habitational with incidental mercantile exposure


Minimum Premium:

• $5,000


Not Eligible:

• Buildings less than 80% occupied

• Buildings in the course of gut-renovation

• Buildings that are not in compliance with city code

• Buildings with lead paint claims and/or unabated lead paint violations


Program Highlights:

  • Consistent Carrier Partnerships: At PBC, we have long-standing partnerships and little historical turnover among our carriers.
  • - Fast Turnaround: Our carriers grant PBC binding authority on behalf of program participants, resulting in faster turnaround times.

    - High Property Coverage Limits: Umbrella liability available for $10 million, $25 million, $50 million, $75 million, and $100 million.

    - Every Entity Has Its Own Aggregate CGL Limit: Coverage will not be diminished by losses from other program insureds.

- High Property Coverage Limits: Umbrella liability available for $10 million, $25 million, $50 million, $75 million, and $100 million.

For more information, please contact:

Gary Shapiro
Office: 516-496-1346
Email: [email protected]

Tom Henderson
Office: 212-338-2946
Email: [email protected]

Lauren Cohen
Office: 212-338-2239
Email: [email protected]

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


Request a Quote Now!



5 Bryant Park / 1065 Avenue of the Americas
New York, NY 10018


  • Residential Real Estate Application

    Application Requirements:

    • PBC Habitational Application signed by Broker and Insured
    • Acord 125 Application Signed by Broker and Insured
    • Minimum of 3 years currently valued loss runs for Property & General Liability

    * Click link below for application.

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Program Brokerage Corporation has other insurance programs like Elevator Insurance.