Terrorism Insurance Program

• Since 9/11, an event on U.S. soil has never been certified as an act of Terrorism and therefore TRIA remains untested for its loss payment.
• TRIA sets a high bar for claims to be made with large financial policy triggers, deductibles that have increased year over year since 2016 and Federal certification.
• TRIA is a back-stop solution for the insurance industry, while our policy is tailored to your clients' individual needs.

Coverage Highlights:

• Limits available up to $250M for Property Damage and Business Interruption
  • No maximum on total insurable values or number of locations
• Active Assailant sublimit of $500,000 subject to scheduled values
  • Additional limits available on referral basis
• Sabotage coverage included
• Threat and Hoax sublimit of $100,000
• Denial of Access available up to a 5-mile radius
• Zero deductible available
• 24-month policies available
• Claims-Made Terrorism Liability Coverage sublimit available, up to full policy limits
  • Defense included within limit, Active Assailant Events excluded

Required Documents:

• ACORD125
• Schedule of Values
• 5 Years Loss History