Proper Insurance®
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Proper Insurance®
Contact Us
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Airbnb Insurance

Do you have clients in need of a specialty insurance product for their short-term rental properties, Airbnb, VRBO or traditional vacation rentals?

When it comes to Airbnb, VRBO and Vacation Rentals, Proper Insurance offers the most comprehensive insurance policy on the market.  With the growth of the vacation rental industry as a whole, more property owners then ever are converting to short-term rentals.

Target Classes Include:
• Single family homes and condos
• Townhomes
• Duplexes
• Cabins
• Apartments
We understand the risk owners are facing by turning their properties into short-term vacation rentals which is why developed this program.  Some properties are traditional vacation rentals, while others are personal residences converted to an Airbnb rental for only short periods through out the year.  The Proper policy can cover both, and entirely replaces their HO or DP policy.

Features of Insurance Program for Airbnb Rentals:
• Underwritten by Lloyds of London AM Best’s A
• Same Day Appointment
• No Standard Occupancy Restrictions; Designed for Short-Term Rentals
• Direct Billing Available
• Ordinance or Law Enhancement
• Additional $1M in Personal Liability when Rental “Doubles” as Primary Residence
• Property Coverage Enhancement for Theft and Damage Caused by a Renter
In addition to our program features, our Airbnb Insurance program provides enhanced liability coverage for animals/pets and liquor along with extended liability coverage for amenities such as:• Pools
• Bicycles
• Golf Carts
• Small Watercrafts
• Recreation Areas
Our commercial package policy provides coverage for building, contents, business income, and carriers $1,000,000/$2,000,000 of commercial general liability standard.

Standard homeowner's insurance limits rental periods, and carries a business activity exclusion which makes insuring short-term rentals a challenge.  In our opinion, the only way to truly cover all angles and scenarios is with a commercial policy on commercial forms.  The Proper policy has the horsepower needed to essentially cover everything and HO and DP does, while adding in all the business coverage.

We offer custom marketing materials tailored to each agency, an easy online quoting platform, a quick online binding procedure and pay 15% comission.  Give us a call today, 888-631-6680, to learn more about our Airbnb Insurance program and how you can get appointed in 5 minutes!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    AM Best's Rated A
  • Commission:
    15% New and Renewal
  • Min Premium:


Request a Quote Now!


1203 North Rouse Ave, 3D
Bozeman, MT 59715


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