Ideal Accounts and Appetite
This program is geared to construction management firms that supervise and coordinate building projects across commercial, residential, and public infrastructure sectors. ProSight looks favorably on Certified Construction Managers and will consider preferred rating for firms that demonstrate credentialing and disciplined risk management. Typical fits include firms that act as owner’s reps, construction managers-at-risk, and program managers who do not perform significant trade work.
Coverage Highlights and Advantages
By packaging occurrence-based General Liability with claims-made Professional Liability in one policy, ProSight reduces gaps and carrier-to-carrier disputes that can arise when GL and PL are written separately. The integrated approach makes responsibilities clearer when a project-related loss triggers both operational and professional exposure.
Key policy features include:
- Combined GL and PL limits in a single policy for streamlined coverage
- Optional Excess Liability limits available up to $10 million
- Coverage enhancements such as Subpoena Expense and Disciplinary Proceedings Expense
- Early-intervention claims handling and proactive loss control support from ProSight
ProSight’s claims team emphasizes early involvement when a subpoena or suit arises, helping clients limit exposure and stay focused on project delivery.
Underwriting Notes and Minimum Premiums
Underwriting is tailored to fit firms of varying sizes and complexity. While specific minimum premium information is not published here, ProSight evaluates accounts based on scope of services, revenue, safety programs, certification status, and claims history. The program is offered on a non-admitted basis, providing flexibility to structure terms for unique or higher-risk placements.
Territories and Availability
This program is available in nearly all U.S. jurisdictions, including AL, AK, AZ, CA, FL, NY, TX, and many others. Coverage is written to support clients with multi-state operations and nationwide project exposure.
Why Work With ProSight Specialty Insurance?
ProSight brings construction-focused underwriting and a product designed specifically for the construction management segment. Agents benefit from a simplified placement when GL and PL exposures overlap, access to optional excess limits, and a carrier that prioritizes early claims intervention. The program’s combination of niche expertise and flexible, non-admitted capacity makes it a practical option for qualified construction management firms.
You might have a client who manages large commercial tenant build-outs across several states or a municipality program manager overseeing multiple public works projects—this program can provide a single policy solution that reduces administrative complexity and improves claims responsiveness.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Certified Construction Managers and firms that provide construction management, owner’s representative, or program management services on commercial, residential, or public projects are good fits. Firms that perform substantial subcontracting or trade work may require different placement.
What are the main coverage features of the program?
The policy combines occurrence-based General Liability and claims-made Professional Liability in one package, offers optional Excess Liability up to $10 million, and includes enhancements such as Subpoena Expense and Disciplinary Proceedings Expense.
Is the program available in all states?
Yes. The program is available in all U.S. states and Washington, D.C., supporting clients with multi-state operations.
What makes ProSight Specialty Insurance a strong partner for this business?
ProSight offers construction-specific underwriting, preferred considerations for certified professionals, and proactive claims involvement designed to protect your client’s business continuity and reputation.
Is this an admitted or non-admitted program?
The program is written on a non-admitted basis, which allows additional flexibility in underwriting and program design.
Need help placing an account? Connect with a market specialist.