Ideal Accounts and Appetite
This program is designed to serve commercial school bus operations, including private contractors providing transportation services for public and private school districts. Ideal risks include operators with a track record of safety, structured driver training programs, and well-maintained fleets. Whether your client is a small family-owned operation or a larger regional provider, ProSight’s program can be tailored to fit their needs.
Coverage Highlights and Advantages
The School Bus Insurance Program provides a comprehensive suite of coverages tailored for transportation risks, including:
- Commercial Auto Liability
- Physical Damage
- General Liability
- Abuse Conduct and Molestation Liability
These coverages help protect against the wide range of risks school bus operators face, from vehicle accidents and property damage to sensitive liability exposures involving students and passengers.
Underwriting Notes
As a non-admitted program, this offering provides greater flexibility in underwriting and pricing for complex or hard-to-place risks. Accounts are evaluated based on safety records, fleet condition, driver experience, and route exposure. There is no publicly listed minimum premium, so submissions are reviewed on a case-by-case basis for best fit and pricing alignment.
Availability
ProSight’s School Bus Insurance Program is available in most states across the U.S., including but not limited to CA, NY, TX, FL, IL, and PA. The program is written on a surplus lines basis, making it accessible in 48 states plus Washington, D.C.
Why Work With ProSight Specialty Insurance?
ProSight is known for its deep underwriting expertise and commitment to niche industries like student transportation. By partnering with All Trans Risk Solutions, agents gain access to underwriting teams that understand the operational, safety, and compliance challenges faced by school bus operators. You can expect responsive service, flexible terms, and a partner who understands how to meet your clients' risk management goals.
Frequently Asked Questions
What types of accounts are a good fit for this program?
The program is ideal for school bus operators, including private contractors who serve public and private schools, with well-maintained fleets and strong safety practices.
Is this an admitted or non-admitted program?
This is a non-admitted program, offering flexible underwriting and coverage options for unique or hard-to-place transportation risks.
What coverages are included in the program?
Coverages include Commercial Auto Liability, Physical Damage, General Liability, and Abuse and Molestation Liability.
In which states is this program available?
The program is available in 48 states and Washington, D.C., including major markets like California, Texas, New York, and Florida.
Who underwrites this program?
ProSight Specialty Insurance underwrites the program in partnership with All Trans Risk Solutions, a transportation industry expert.
Need help placing an account? Connect with a market specialist.