Ideal Accounts and Appetite
This program targets freight forwarders, property brokers, and related logistics professionals—especially small to mid-sized operators handling domestic and international shipments. Typical fits include brokers coordinating overseas container imports for retail clients, forwarders arranging multimodal transport for manufacturers, or property brokers managing domestic truck movements for regional distributors.
Coverage Highlights and Advantages
- Marine liability and cargo liability coverages tailored to freight forwarding operations
- Proprietary combined transit liability form with valuable extensions for forwarders and brokers
- Shield coverage available for additional protection
- Contingent auto liability for property brokers who arrange ground transport
- Customizable package policies to combine liability, cargo, and other required coverages
The program addresses common freight exposures including cargo loss or damage, liability arising during transit, and broker-related errors and omissions. Coverages can be structured to reflect the client’s distribution model, shipment values, and contractual requirements.
Underwriting Notes and Limits
ProSight offers flexible limits based on account size and risk characteristics:
- Marine Liability: up to $10 million
- Cargo Coverage: up to $30 million
Both admitted and non-admitted placement options are available depending on the state and the nature of the risk. Underwriting is tailored and collaborative—ProSight works with agents to review submissions efficiently and to structure limits and endorsements that match the account’s exposures.
Territories and Availability
This program is available in most U.S. states. It can be placed on admitted or non-admitted paper as appropriate for the state and the insured’s needs. Representative states include CA, TX, NY, FL, IL, GA and many others across the country.
Why Work With ProSight Specialty Insurance
ProSight is a direct carrier with specialized expertise in transportation and logistics. Working with ProSight gives you access to streamlined underwriting, proprietary forms that reflect industry practice, and an appetite for freight-related risks—especially for small to mid-sized operations. The carrier emphasizes responsive service and practical solutions that help you place accounts that might be underserved by broader-market carriers.
Whether you're placing a new logistics startup, a regional freight forwarder, or an experienced property broker, ProSight’s Freight Forwarder Insurance Program provides flexibility and coverage options to meet your clients’ operational needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is best suited for small to mid-sized freight forwarders and property brokers that manage or arrange domestic and/or international cargo transportation.
What limits are available under this program?
Depending on the account and underwriting review, ProSight can offer up to $10 million in marine liability and up to $30 million in cargo coverage.
Is this program admitted or non-admitted?
ProSight provides both admitted and non-admitted options; placement depends on the state of risk and the insured’s requirements.
In which states is this program available?
The program is available in most states, including CA, TX, NY, FL, IL, and many others across the U.S.
Can I submit package policies through this program?
Yes. Package policies combining liability, cargo, and other coverages are available and can be tailored to the specific needs of freight forwarders and brokers.
Need help placing an account? Connect with a market specialist.