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ProSight Specialty Insurance
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ProSight Specialty Insurance
Contact Us
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Energy and Oil Fields Contractor Insurance

ProSight Specialty Insurance offers an Energy and Oil Fields Contractor Insurance program tailored to small- and mid-sized oil and gas contractors. Designed for businesses with annual revenues under $10 million, this program delivers targeted insurance solutions for land-based oilfield operations and related services.
 

Overview of the Program

ProSight's Energy program is built for the operational and liability risks common to the oil and gas sector. Using a proprietary rating structure and industry-focused underwriting, the program provides competitive, tailored solutions for contractors, service providers, equipment suppliers, and well operators working onshore.
 

Ideal Accounts and Appetite

This program is a strong fit for agents placing:
  • Independent oilfield contractors
  • Well owners and onshore operators
  • Oilfield trucking and hauling firms
  • Equipment and product suppliers to the oil and gas industry
  • Service providers supporting drilling, completion, and extraction
ProSight focuses on accounts with annual revenue under $10M. Note: offshore operations and accounts with pollution exposures are not eligible for this program.
 

Coverage Highlights and Advantages

Agents can place a broad package of coverages under this program, including:
  • General Liability
  • Commercial Property
  • Commercial Auto
  • Inland Marine — rigs, contractor equipment, mobile equipment, and downhole tools
  • Workers' Compensation
  • Umbrella coverage up to $10 million
By excluding pollution and offshore exposures, the program streamlines underwriting and allows ProSight to deliver more accurate pricing for eligible, land-based accounts.
 

Underwriting Notes

ProSight uses a proprietary rating model developed for oil and gas contractors to improve pricing accuracy. Underwriting emphasizes operational safety, documented industry experience, equipment condition, and loss control. While no formal minimum premium is specified, well-documented submissions with complete loss runs, equipment schedules, and safety programs help speed placement and binding.
 

Territories and Availability

This program is available on a non-admitted basis in 19 energy-producing states: AR, CA, CO, ID, IL, KS, MN, MO, MT, NE, NM, ND, OK, PA, SD, TX, UT, WV, and WY.
 

Why Work With ProSight Specialty Insurance

ProSight brings deep energy-sector expertise and a focused underwriting approach for oilfield contractors. The carrier’s proprietary rating structure and experienced underwriters allow you to place complex, land-based energy risks with confidence. If you have a small rig operator in Texas, an equipment supplier in North Dakota, or a trucking firm supporting well sites in Colorado, this program provides the coverages and capacity to protect those accounts.
 

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is best suited for small- and mid-sized onshore oilfield contractors, well operators, trucking firms, equipment suppliers, and service providers that support drilling and extraction.

Is pollution coverage included in this program?

No. Pollution coverage is excluded. Accounts with known pollution exposures should be submitted elsewhere.

Can offshore operations be covered?

No. Contractors with offshore operations are not eligible for this program.

What states is the program available in?

The program is available on a non-admitted basis in 19 states with significant oil and gas activity, including TX, OK, ND, CO, and others listed above.

What types of inland marine items can be covered?

Inland Marine can include rigs, contractor equipment, mobile equipment, and downhole tools—schedules and values should be provided with the submission.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Carrier
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    "A" A.M. Best
  • Commission:
    Varies
  • Min Premium:
    -

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ProSight Specialty Insurance has other insurance programs like Accountants Professional Liability Insurance.