Overview of the Program From ProSight Specialty Insurance
ProSight Specialty Insurance offers a tailored Solar Energy Contractors Insurance program designed specifically for the growing solar energy sector. With a deep understanding of the energy space, ProSight delivers flexible, scalable insurance solutions that adapt to the unique exposures faced by solar contractors — from installation to maintenance and repair. Whether your insured is working on residential rooftops or large-scale commercial ground mounts, ProSight provides a comprehensive approach that evolves with their business.
Ideal Accounts and Appetite
ProSight’s program is ideal for solar contractors engaged in:
- Residential rooftop solar installations
- Commercial and industrial solar projects
- Ground-mounted solar arrays
- Carport solar systems
- Small utility pole panel installations
Whether your client is an EPC (Engineering, Procurement, and Construction) contractor or focused on O&M (Operations & Maintenance), this program is structured to support the full lifecycle of solar energy systems. You might have a client expanding into commercial rooftop projects or maintaining a fleet of solar arrays — this program is built to accommodate both.
Coverage Highlights and Advantages
ProSight understands the complex risks associated with solar energy work, including electrical system exposure, property damage during installation or maintenance, and contractual liabilities. Key features of the program include:
- Professional Liability Coverage: Limited professional liability coverage is available as part of the General Liability policy, helping protect against design or consulting errors.
- Care, Custody, and Control Endorsement: Optional coverage for third-party property in the contractor’s care during maintenance or installation.
- Fully Customizable Coverage: Policies are tailored to each business and can scale with the contractor’s growth and project complexity.
This combination of core and specialized coverage helps agents offer complete protection for their solar contractor clients.
Underwriting Notes and Minimum Premiums
ProSight underwrites each account individually, focusing on the scope of operations, project types, and historical loss data. While a minimum premium is not specified, accounts with active solar construction and maintenance operations are typically preferred. Contact ProSight for underwriting criteria on larger or more complex risks.
Territories and Availability
This program is available in all 50 states plus the District of Columbia. ProSight currently offers this program on a non-admitted basis, giving them flexibility in crafting innovative solutions for unique solar contractor exposures.
Why Work With ProSight Specialty Insurance
ProSight is a carrier with a niche focus on energy-related industries. Their expert underwriters understand the contractual intricacies and technical exposures of solar contractors, including both EPC and O&M operations. Agents gain access to a responsive team, customized coverage solutions, and an experienced partner ready to help grow your solar contractor book with confidence.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include solar energy contractors working on residential, commercial, industrial, or utility-scale installations, as well as those providing maintenance services.
Is this program admitted or non-admitted?
This program is offered on a non-admitted basis, giving ProSight the flexibility to tailor coverage for complex solar operations.
Does the program include professional liability?
Yes, limited professional liability coverage is included as part of the General Liability offering, helping protect against design and consulting exposures.
In which states is this program available?
The program is available in all 50 U.S. states and the District of Columbia.
Can coverage be customized for different types of solar projects?
Yes, ProSight tailors coverage to each contractor's needs and can scale the policy as the business grows or diversifies its project types.
Need help placing an account? Connect with a market specialist.