Product Recall Insurance

Offering both Contaminated Products Insurance and Product Recall Insurance — covering edible products and durable goods.

MRM Group provides specialized Product Recall Insurance solutions designed to help your clients manage the complex and potentially devastating risks associated with product contamination or failure. Whether your insured manufactures food, beverages, electronics, appliances, or consumer products, this program addresses both first-party and third-party recall expenses.

Ideal Accounts and Appetite

MRM Group is a strong market for a wide range of manufacturers, processors, and distributors, including:

• Food and beverage producers
• Packaged goods and consumer electronics manufacturers
• Pet food and supplement manufacturers
• Private label producers and contract manufacturers

The program is designed to respond to both consumable and durable goods exposures. Accounts that require tailored recall solutions, including those with complex supply chains or retailer relationships, are a great fit.

Coverage Highlights and Advantages

MRM Group’s Product Recall program includes:

• Coverage available with or without a formal recall
• First-party and third-party recall expense coverage
• Customer and brand rehabilitation (public relations) support
• Professional crisis management services, including pre-loss planning and post-loss investigation
• Policy customization to meet specific risk profiles and budgets

This coverage not only protects your insured’s bottom line, but also supports their ability to rebuild customer trust and maintain business continuity.

Underwriting Notes and Minimum Premiums

MRM Group offers expedited quote turnaround and flexible underwriting. The minimum premium starts at $5,000. Policies are customizable to meet the needs of a wide variety of client sizes and industries. The program is offered on a non-admitted basis.

Territories and Availability

This program is available in all U.S. states, including the District of Columbia. Whether you’re placing business in California, Texas, New York, or smaller markets, MRM Group can assist.

Why Work With MRM Group

As a Managing General Underwriter and Carrier, MRM Group brings deep industry experience, fast turnaround times, and strong relationships with nationally recognized food industry associations. You gain a reliable partner who not only helps protect your client’s operations and brand, but can also position recall coverage as a value-added sales tool. With a long-standing presence in the recall insurance market, MRM Group is equipped to help your clients grow through protection and preparedness.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.