The RISCO Restaurant, Bar & Tavern Program has been in operation since 1992. The program offers broad package policies written with an A+ IX Insurance Company, on a non-admitted basis. This package includes Property, Crime, Enhancements, Equipment Breakdown, CGL, Hired & Non-Owned Auto and Liquor Liability.
We write Restaurant, Bar and Tavern Insurance with a great deal of underwriting flexibility. We can write frame, non-sprinkled buildings, Protection class 9 and better, coastal, seasonal and new ventures. We can include CGL coverage for owned apartments and dwellings, mercantile units (LRO) incidental to the restaurant. We also can include coverage for catering which is a smaller part of the restaurant operation.
Eligible Risks:
- Frame, Non-Sprokled, PC9
- Coastal, Seasonal Restaurant & Tavern Locations***
- Entertainment & dance floors (some restrictions)
- Liquor sales of any percentage BYOB, No Liquor, Fine Dining, Bar with 100% Liquor Sales
- One Package Policy: Property, Equipment Breakdown, CGL & Liquor $1,500 minimum premium
- Property Extension Endorsement Including Crime
- CGL with Full Assault & Battery coverage for Restaurants, sublimits used on bars
- CGL options for risks with Catering, Banquets, Owned Apartments, Dwellings & LRO
- Hired & Non-Owned Auto
- Employee Benefits Laibility
- Umbrella Liability (can include liquor)
*** Limited Wind available in New York 5 Boroughs & Long Island
To get more information about our
Restaurant, Bar & Tavern Insurance please visit our website at
www.risco-inc.com or call us at 800-533-3649.