Here at Rodgers & Associates Insurance, Inc., we specialize in providing comprehensive Agribusiness Insurance solutions for farms and ranches of all sizes and types across Kansas and surrounding states. Whether your client operates a small family farm or a large-scale agricultural enterprise, we offer tailored insurance programs that meet a wide range of operational needs throughout the Midwest and Southwest.
We represent a broad spectrum of agricultural insurance carriers, allowing us to provide flexible coverage options and competitive pricing for a diverse set of agribusiness clients. Our access to virtually all major Agribusiness insurers in Phillipsburg, Kansas, gives us a unique position to help you place business with confidence.
Ideal Accounts and Appetite
Our Agribusiness program is designed for a variety of agricultural operations, including but not limited to:
- Family-owned and commercial farms and ranches
- Agricultural processors and crop dealers
- Custom harvesters and farm machinery contractors
- Vineyards and wineries
- Orchards and dairies
- Livestock and cattle operations
- Agricultural warehouses and storage facilities
Whether your client grows crops, raises livestock, processes agricultural goods, or manages a mixed farming operation, we can craft a solution that suits their unique risks.
Coverage Highlights and Advantages
Our Agribusiness Insurance program offers a wide selection of coverages to help protect your clients from common exposures such as property damage, liability, employee injury, and vehicle-related losses. Key coverages include:
- Farm and Ranch Property & Liability
- Custom AgriBusiness Multicover Portfolios
- Workers Compensation for farm labor and ag professionals
- Business Auto and Truck Coverage
- Umbrella and Excess Liability
- Employee Benefits Options
- Surety Bonds for contract performance and compliance
Our customizable programs allow you to balance premium costs with your client’s risk tolerance, and we assist with identifying potential credits and discounts to help reduce overall insurance expenses.
Underwriting Notes and Submission Tips
We work with both standard and specialty markets, primarily on a non-admitted basis, which allows us to be flexible in addressing non-traditional risks. Submissions that include full operational details, years in business, loss history, employee counts, and equipment schedules are typically reviewed more quickly.
You might have a client with a mid-size dairy operation expanding into processing or a custom harvester with multiple trucks and seasonal workers. Our team can help you find the right carrier fit and coverage structure for these types of accounts.
Territories and Availability
This Agribusiness program is available in the following states: Arizona, Arkansas, Colorado, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, and Wyoming.
Why Work With Rodgers & Associates Insurance, Inc.?
With decades of experience serving agricultural communities, Rodgers & Associates Insurance, Inc. brings deep expertise and strong carrier relationships to help you place complex agribusiness risks. Our team understands the unique challenges your clients face and works closely with you to design efficient, cost-effective coverage programs. We simplify the process so you can focus on serving your clients and growing your book of business.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We’re a strong market for farms, ranches, ag processors, crop dealers, wineries, custom harvesters, and similar operations of all sizes across the Midwest and Southwest.
Is this program available on an admitted basis?
No, our Agribusiness program is offered on a non-admitted basis, which gives us more flexibility in coverage design and risk selection.
Can you help with Workers Compensation for agricultural employees?
Yes, we offer Workers Compensation coverage tailored specifically for farm and ag operations, including seasonal and part-time laborers.
What information is needed to submit a risk?
We recommend including full operational details, loss history, employee counts, vehicle and equipment inventories, and current coverage summaries for quicker turnaround.
In which states is this program available?
Our Agribusiness Insurance program is available in AZ, AR, CO, IA, KS, MN, MO, MT, NE, NM, ND, OK, SD, TX, and WY.
Need help placing an account? Connect with a market specialist.