Franchisor BOP Program from Roundstone
Roundstone offers a comprehensive Franchisor Business Owners Policy (BOP) Program designed to provide franchisors with a streamlined, scalable insurance solution for their franchisees. Built as a plug-and-play package, this program helps franchisors meet insurance requirements across their network while giving franchisees access to a consistent, high-quality policy structure.
As a captive provider working with admitted carriers, Roundstone delivers a tailored risk management solution that blends ease of access with dependable coverage. This program is ideal for agents and brokers seeking a reliable, scalable insurance platform for franchise clients operating across multiple states.
Ideal Accounts and Appetite
This program is specifically built to support franchisors and their franchisees across a wide range of industries. Ideal accounts include:
- Food and beverage franchises (e.g., quick-service restaurants, coffee shops)
- Retail stores and specialty franchises
- Fitness centers and personal service providers
- Automotive service franchises
- Educational or tutoring centers
If you represent a franchisor looking to standardize insurance offerings for multiple locations, or if you have a franchisee client in need of fast, compliant coverage, this program may be a great fit.
Coverage Highlights and Advantages
The Franchisor BOP Program includes a full suite of essential coverages, packaged for simplicity and cost-effectiveness. Available coverages include:
- Business Owners Policy (BOP)
- General Liability (GL)
- Commercial Auto and Auto Liability (AL)
- Inland Marine (IM)
- Commercial Property
This all-in-one solution allows agents to deliver everything franchisees need in one streamlined offering, backed by admitted carriers for regulatory peace of mind.
Underwriting Notes and Minimum Premiums
This program is designed to be efficient and scalable, offering underwriting flexibility for well-managed, low- to moderate-risk franchise operations. While specific minimum premiums may vary by state and industry type, Roundstone works closely with brokers to craft competitive solutions tailored to each account's profile.
Submission requirements typically include loss history, location count, and business classification. Roundstone's underwriting team is known for its responsiveness and practical approach to evaluating franchise-based risks.
Territories and Availability
The Franchisor BOP Program is available in all 50 states and Washington, D.C. Whether your client operates a national franchise network or is expanding into new regions, Roundstone can provide consistent coverage across their footprint.
Why Work With Roundstone on This Business
Roundstone brings deep experience in structured insurance solutions, with a focus on captive programs and scalable risk strategies. By offering this Franchisor BOP Program through admitted carriers, Roundstone helps agents deliver dependable, compliant coverage with ease.
With nationwide reach, strong carrier relationships, and a focus on the franchise sector, Roundstone is an excellent partner for brokers looking to place uniform, high-quality coverage for franchise systems of all sizes.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for franchisors and franchisees in sectors like food service, retail, fitness, and professional services who need scalable, uniform coverage solutions.
Can I place business for franchisees operating in multiple states?
Yes, the program is available in all 50 states and Washington, D.C., making it a great fit for multi-state franchise operations.
What coverages are included in the package?
The program includes BOP, General Liability, Auto Liability, Inland Marine, and Property coverages in a single, easy-to-manage package.
Are the carriers admitted?
Yes, all coverages in this program are placed through admitted carriers.
What is required to submit an account for underwriting?
Typical submissions include business classification, number of locations, and recent loss history. Roundstone’s underwriting team can guide you through specific requirements.
Need help placing an account? Connect with a market specialist.