Overview of the Program from RPS Technology & Cyber
Leveraging nearly 20 years of industry-leading expertise in technology and network security liability, RPS Technology & Cyber offers a focused Cyber Liability Insurance program designed for agents placing cyber and technology risks. Our underwriting team and market relationships help agents secure comprehensive cyber protection for single-site businesses, multi-location operations, public entities, and regional or national franchises.
Ideal Accounts and Appetite
Our program targets a broad range of technology-adjacent and data-exposed classes. Typical accounts include:
- Professional services (law firms, IT consultants, accounting firms)
- Public entities (municipalities, counties, special districts)
- Medical (hospitals, clinics, private practices)
- Education (school districts, colleges, private schools)
- Hospitality (hotels, restaurants)
- Data-processing businesses and control systems
- High-traffic websites, blogs, and online publishers
- Social networking and dating sites
You might have a client who processes sensitive customer records, manages payment cards, or operates a high-traffic website — those are the types of accounts that fit well here.
Coverage Highlights and Advantages
RPS Technology & Cyber places emphasis on practical, market-aware cyber programs that match the exposures your clients face. Key advantages include:
- Access to multiple carrier markets and tailored wording options to align with specific industry exposures
- Program structures for groups and franchises that leverage critical mass to reduce premiums versus open-market submissions
- Streamlined underwriting — in many cases a single-page application is sufficient
- Industry-specific marketing and educational materials to help you sell and explain coverage to insureds
- Flexibility to structure limits, deductibles, and first- and third-party coverage components based on client needs
Underwriting Notes and Minimum Premiums
Underwriting is risk-focused: carriers consider data sensitivity, security controls, incident response planning, and revenue mix. Typical submission requirements include a concise application, basic security questionnaire, and loss history. Minimum premium varies by carrier and state — please confirm specific minimums at time of submission.
Territories and Admitted Status
This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. RPS Technology & Cyber places business in all available states and works with admitted and non-admitted markets as appropriate to meet client needs.
Why Work With RPS Technology & Cyber on Cyber Liability
As a wholesale broker specializing in cyber and technology liability, RPS Technology & Cyber combines depth of technical underwriting knowledge with broad market access. We provide agents with:
- Direct access to experienced cyber underwriters and placement support
- Practical submission workflows to speed issuance
- Help positioning programs to risk managers, franchise leadership, or public entity procurement teams
Our team helps you navigate varying carrier definitions and policy terms so you can place the right coverage for each client.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Clients with significant data exposure or online operations — professional services, healthcare, education, hospitality, high-traffic websites, data processors, and public entities — are generally a good fit. Accounts should have basic security controls and an incident response plan for best placement outcomes.
What does a typical submission require?
Most carriers will request a completed application, a brief cyber/security questionnaire, and loss history. For group or franchise placements we often work with consolidated data to streamline underwriting to a single-page application.
How quickly can I expect a quote?
Turnaround depends on carrier and completeness of the submission. Simple accounts with a concise application and questionnaire often receive indications within a few business days; more complex accounts may require additional underwriting review.
Are policies offered admitted or non-admitted?
RPS Technology & Cyber works with both admitted and non-admitted markets. Placement is determined by client needs, state availability, and market capacity.
Need help placing an account? Connect with a market specialist.