Ideal Accounts and Appetite
This program is an excellent fit for:
- Bicycle Retail Dealers
- Bicycle Rental Operators
- Bicycle Tour Operators
If you're working with clients offering retail sales, guided or self-guided bike tours, or short- and long-term bicycle rentals, this program is built to address their operational exposures and property risks.
Coverage Highlights and Advantages
RPS NIPC’s program is written as a comprehensive package policy and includes a range of important coverages. Key features include:
- Property and General Liability coverage
- Products/Completed Operations
- Special extensions of property, including:
- Valuable Papers and Records
- Money and Securities
- Personal Property Off-Premises
The policy structure is specifically designed to protect against the types of losses bicycle businesses are most likely to encounter—whether theft of rental fleet, customer injury on a tour, or fire loss at a retail location.
Underwriting Notes and Minimum Premiums
The program is underwritten by a seasoned team with deep knowledge of the bicycle industry. Since its inception over 30 years ago, the underwriting team has consistently focused on this niche sector, enabling faster, more informed decision-making. The minimum premium for most accounts begins at $1,750, making it accessible for small to mid-sized operations.
Territories and Availability
This program is available in all 50 states and Washington D.C., offering nationwide access to agents and brokers. Whether your client operates in a major metro area or a rural tourist destination, coverage is available on an admitted basis.
Why Work With RPS NIPC?
RPS NIPC brings decades of experience and a focused approach to the bicycle dealer marketplace. Their stability, underwriting expertise, and commitment to service make them a trusted partner for insurance agents and brokers. With access to an A+ XV-rated admitted carrier and a team that understands the nuances of the bicycle business, RPS NIPC can help you place quality coverage that meets your clients’ unique needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
The program is ideal for bicycle dealers, rental operations, and tour operators, including those offering guided or self-guided tours.
Is the coverage available nationwide?
Yes, the program is available in all 50 states and Washington D.C. on an admitted basis.
What is the minimum premium for this program?
The minimum premium starts at $1,750, making it suitable for small to mid-sized businesses in the bicycle industry.
What carrier backs this insurance program?
The program is written with ACE, an A+ XV-rated admitted carrier.
How long has RPS NIPC offered this program?
The Bicycle Dealers Insurance program has been offered and managed by the same underwriting team since 1990.
Need help placing an account? Connect with a market specialist.