From racetracks to race schools, Safehold's Motorsports Insurance program offers a wide range of customized solutions. Our team includes expert underwriters, risk managers, loss control specialists, and claims professionals who understand the fast-paced and high-risk nature of motorsports—and are ready to support your clients at every turn.
Ideal Accounts and Appetite
This program is a strong fit for a variety of motorsports-related operations. We work with agents and brokers to place accounts such as:
- Racetracks and motorsports facilities
- Race events and motorsports competitions
- Driving and racing schools
- Sanctioning bodies and associations
- Team owners and sponsors
- Car clubs and enthusiast groups
- Off-track exposures associated with motorsports
Whether you're working with a small local track or a national racing organization, Safehold can help you tailor coverage to meet specific event or operational needs.
Coverage Highlights and Advantages
Safehold’s Motorsports Insurance program offers comprehensive protection designed specifically for the risks of high-speed, high-stakes activities:
Participant Accident Coverage: Access to primary and excess medical coverage for drivers, crew members, and other participants. Includes benefits for accidental injury during sanctioned activities.
General Liability Coverage: Coverage for liability exposures related to events, premises, and operations. This includes protection for:
- Spectator injuries or property damage
- Liability for owners and sponsors
- Automobile-related incidents
- Track and facility exposures
- Liquor liability when applicable
Excess Liability Limits: Optional higher limits are available to meet contractual or operational requirements beyond what standard policies typically offer.
Claims Management: Our seasoned claims professionals offer full support from first notice through resolution, including investigation, litigation management, and loss analysis. You and your clients can count on responsive service and expert guidance throughout the process.
Underwriting Notes and Minimum Premiums
This program is best suited for accounts with a minimum premium of $10,000 or higher. We evaluate each risk based on operations, event size, participant volume, and other relevant factors. Agents can expect collaborative underwriting and fast turnaround times on qualified submissions.
Territories and Availability
Safehold’s Motorsports Insurance program is available nationwide, including all 50 states and Washington, D.C. We provide both admitted and non-admitted solutions, depending on the specific risk and jurisdiction.
Why Work With Safehold Special Risk
Safehold brings unmatched motorsports experience to the table. Our underwriting team lives and breathes motorsports, giving you a knowledgeable partner that understands the lingo, the pace, and the risks of the industry. With access to top-rated carriers and a commitment to service, we’re ready to help you place even your most complex motorsports accounts with confidence.
You might have a client who runs a regional racetrack hosting weekend events or a race school offering high-performance driving experiences. Safehold can help you build a tailored insurance program to meet their needs—without sacrificing speed or service.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We target motorsports-related risks such as racetracks, race events, driving schools, car clubs, and sanctioning bodies. Accounts should typically meet the $10,000 minimum premium threshold.
Is participant accident coverage included?
Yes, we offer both primary and excess medical coverage for drivers, crews, and other event participants. This is a key part of our motorsports offering.
Can I get higher liability limits through this program?
Yes, we offer excess liability limits beyond standard policy thresholds to meet contractual or operational needs.
What states is this program available in?
This program is available in all 50 states and Washington, D.C., with both admitted and non-admitted options depending on the risk profile and jurisdiction.
Who handles claims under this program?
Our in-house claims professionals manage the entire claims process, from initial report through settlement, ensuring expert support and responsive service.
Need help placing an account? Connect with a market specialist.