Comprehensive Architects & Engineers Insurance From Victor O. Schinnerer & Company, Inc.
Victor O. Schinnerer & Company, Inc., a leading Managing General Underwriter, offers a robust Architects & Engineers Insurance program designed for firms of all sizes. Whether you’re placing a solo architect or a large multidisciplinary engineering firm, this program delivers tailored professional liability and supporting coverages to address technical and contractual exposures common to design professionals.
Ideal Accounts and Appetite
This program targets licensed design professionals, including:
- Architects
- Civil, structural, electrical, mechanical, and environmental engineers
- Land surveyors and landscape architects
- Construction managers and design consultants
It accommodates a wide range of firm sizes, from sole practitioners to large firms with complex project portfolios. Typical fits include firms working on municipal infrastructure, commercial developments, or residential architecture. Accounts with documented quality control, professional licensure, and proactive contract risk management are preferred.
Coverage Highlights and Advantages
Victor O. Schinnerer places this program with CNA and offers one of the more comprehensive professional liability forms available for design professionals. Available coverages include:
- Professional Liability (PL)
- Property & Casualty
- Management Liability
- Cyber Liability Endorsement
- Project-Specific Policies
Agent-focused features and advantages:
- Minimum PL premiums starting at $1,000
- Deductibles from $1,000 (PL)
- Limits available up to $20 million (PL)
- Multi-year policy options for eligible small firms
- Free contract review services to help clients manage exposure
- Premium credits for AIA and NSPE members
Underwriting Notes and Minimum Premiums
Underwriting emphasizes firm size, areas of practice, project types, and documented risk management procedures. Claims history, professional licensure, and use of standard contract language are considered in placement. Minimum professional liability premiums begin at $1,000, making this a competitive option for small and mid-sized firms.
Territories and Availability
This program is available on an admitted basis in all 50 states and Washington, DC. Agents can place accounts nationwide with confidence that admitted paper and state-level compliance are supported.
Why Work With Victor O. Schinnerer & Company, Inc.?
With decades of experience focused on design professionals, Victor O. Schinnerer combines deep underwriting expertise, industry-specific policy forms, and responsive service. Their strong carrier relationship with CNA allows access to broad limits and flexible endorsements tailored to architects and engineers.
Agents benefit from streamlined submissions, value-added risk management tools (including contract review), and competitive terms that help retain clients over the long term.