Ideal Accounts and Target Classes
SeaBright’s manufacturing workers' compensation program has broad appetite across light- to moderate-risk manufacturing. We write accounts from smaller shops to larger, more complex operations. Target classes include:
- Bakeries
- Boot/Shoe Manufacturing
- Breweries, Distilleries, and Bottlers
- Box, Paper Goods, and Packaging Manufacturers
- Brass, Copper, and Sheet Metal Products
- Electronics and Electrical Apparatus Manufacturing
- Food Processing and Canneries
- Furniture and Mattress Manufacturing
- Glass, Pottery, and Plastics Manufacturing
- Machine Shops and Tool Makers
- Pharmaceuticals, Surgical Goods, and Paint Manufacturing
- Textile Manufacturers and Tailors
- Publishers and Printers
- Jewelry, Leather Goods, and Luggage Manufacturing
For specialty or niche manufacturing segments, our underwriting team is available to review unique operations and help you place business with confidence.
Coverage Highlights and Advantages
SeaBright’s workers' compensation program is structured to address common manufacturing exposures while providing straightforward service to producers. Key advantages:
- Underwriting expertise focused on manufacturing risks
- Customized underwriting that looks at operations, controls and loss trends
- Flexible, responsive service from experienced underwriters
- Strong claims handling and industry-specific claims support
Underwriting Notes and Minimum Premium
We consider accounts of varied sizes; the program’s minimum premium is $25,000. Underwriting decisions reflect the operation’s scale, safety program, loss history and industry exposures. Typical characteristics of a good fit include stable operations, documented safety protocols, and manageable loss experience. Accounts with frequent, severe losses or unusually hazardous operations may not qualify.
Example fits:
- You might have a regional bakery with centralized safety procedures and a clean loss record seeking admitted coverage across multiple states — this program can be competitive.
- A mid-sized electronics assembler with formal return-to-work and safety programs could also be a solid fit for SeaBright’s manufacturing appetite.
Territories and Availability
This program is available in the following states: CT, DE, FL, GA, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NC, OK, RI, TN, TX, VT, VA, DC, and WI. SeaBright offers admitted coverage in all available territories.
Why Work With SeaBright and Matias
SeaBright Insurance Company specializes in workers' compensation for niche industries that require focused underwriting and claims expertise. Rated A- IX (Excellent) by A.M. Best*, SeaBright combines financial strength with underwriting discipline.
Matias Underwriters is a dedicated commercial brokerage and program administrator with deep experience placing manufacturing accounts. Our team prioritizes quick responses, clear communication, and practical solutions that help you close business efficiently.
Contact us today to learn how SeaBright and Matias can support your manufacturing clients:
*A.M. Best ratings range from “A++” (Superior) to “F” (In Liquidation). Ratings from “A++” to “B+” are generally considered “Secure.”
Frequently Asked Questions
What types of accounts are a good fit for this program?
The program is best for manufacturers with stable operations, documented safety programs, and reasonable loss histories. We target a broad set of manufacturing classes including food processing, electronics, machine shops, and light assembly.
What is the minimum premium for submissions?
The minimum premium for this program is $25,000. We will consider accounts of different sizes provided they meet underwriting guidelines.
In which states is this program available?
The program is available in CT, DE, FL, GA, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NC, OK, RI, TN, TX, VT, VA, DC, and WI.
Does SeaBright offer admitted coverage?
Yes. SeaBright provides admitted workers' compensation coverage in all program states listed above.
Need help placing an account? Connect with a market specialist.