For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
Seafire Insurance Services
Contact Us
contact_phone Click to call
Seafire Insurance Services
Contact Us
contact_phone Click to call

Franchised RV Dealers Insurance

RECREATIONAL VEHICLE DEALER INSURANCE PROGRAM

SeaFire Insurance Services offers a specialized Franchised Recreational Vehicle Dealer Insurance Program designed specifically for the unique risks and operations of franchised RV dealerships. This program delivers comprehensive coverage, backed by a reliable carrier and handled by a team with deep experience in the auto and recreational vehicle dealership industry.

Ideal Accounts and Appetite

SeaFire’s program is tailored for franchised recreational vehicle dealers, including those selling towable units. Ideal accounts include:
  • Franchised RV dealerships with new and used inventory
  • Dealers offering repair and maintenance services
  • Businesses with multiple locations and onsite storage
This program is not designed for non-franchised or independent RV dealers. Retail agents with a strong presence in the auto dealer space and the resources to support complex risks are the best fit for partnership.

Coverage Highlights and Advantages

Coverage through this program includes a wide range of critical protections:
  • Auto inventory coverage for RVs on the lot
  • Commercial property and business interruption
  • Crime and employee dishonesty
  • Garage liability and garagekeepers
  • Employment Practices Liability Insurance (EPLI)
  • General liability and errors & omissions
  • Umbrella and excess liability
  • Workers compensation
These coverages are bundled into a streamlined and efficient policy, helping agents meet the complex needs of RV dealerships while minimizing gaps.

Underwriting Notes and Minimum Premiums

SeaFire works with retail agents on a limited appointment basis, focusing on professionals who bring scale, brand recognition, and a track record of success in the dealer space. The program has a minimum premium of $20,000 and is underwritten by the Chubb Group of Insurance Companies, providing strong financial backing and claims support.

Territories and Availability

This program is available in most states across the U.S., with the exception of Louisiana, Massachusetts, Alaska, and Hawaii. It is written on an admitted basis in all available states, including:
  • AL, AR, CA, CT, DE, ID, IN, KS, KY, ME, MD, MI, MS, MO, MT
  • NH, NJ, NY, NC, OR, PA, SC, TN, TX, UT, VT, VA, WA, DC, WI, WY

Why Work With SeaFire Insurance Services

SeaFire’s underwriting team brings over a century of collective experience in serving the dealership sector, allowing you to place your RV dealer accounts with confidence. From quote to bind and policy issuance, SeaFire offers prompt, reliable service and program expertise that helps you stand out to your dealership clients.

If you're interested in seeking an appointment, complete SeaFire’s online producer application.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Franchised recreational vehicle dealers, including those that sell towable RVs and offer repair services, are ideal. Independent or non-franchised dealers are not eligible.

Is this program available nationwide?

The program is available in most U.S. states, excluding Louisiana, Massachusetts, Alaska, and Hawaii.

What is the minimum premium for this program?

The minimum premium is $20,000. Accounts should be large enough to support this threshold.

Who is the carrier for this program?

The program is underwritten by the Chubb Group of Insurance Companies, offering strong financial backing and claims support.

How can I get appointed with SeaFire?

Interested agents can apply for a limited appointment by completing SeaFire’s online producer application form.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    Competitive commissions!
  • Min Premium:
    $20,000

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • Submission requirements can be found on here on our website.

AGENCY LICENSING

SeaFire Insurance Services is a division of Preferred Concepts, LLC.
  
The Franchised Recreational Vehicle Dealer Insurance Program is available on a limited appointment basis. To apply, visit our website and complete our online application.
CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
Seafire Insurance Services has other insurance programs like Auto Dealers and Repair Shop Environmental Liability Insurance.