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Irwin Siegel Agency
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Irwin Siegel Agency
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Youth Programs and Clubs



Specialized Insurance for Youth Programs and Clubs

Irwin Siegel Agency offers a tailored property and casualty insurance solution designed specifically for organizations that serve children and young people. Whether your client runs mentoring programs such as Big Brothers Big Sisters, community-based Boys & Girls Clubs, or residential facilities for at-risk youth, this Youth Programs and Clubs package addresses the operational exposures common to these organizations.

The program is underwritten in partnership with Berkshire Hathaway Specialty Insurance and is available to licensed agents and brokers in all 50 states and the District of Columbia. As a program administrator with deep sector experience, Irwin Siegel Agency combines focused underwriting with responsive support to help you place accounts confidently in this niche market.

Ideal Accounts and Program Appetite

We target nonprofit and community-based organizations that provide structured, supervised services with a social services mission. Eligible classes include:
  • At-Risk Youth Residential Facilities
  • Boys & Girls Clubs of America
  • CASAs (Court Appointed Special Advocates)
  • Child Guidance Agencies
  • Children’s Homes / Villages
  • Foster Care Agencies and Placement Services (under 15 placements)
  • Head Start Programs
  • Runaway Youth Shelters
  • Teen Outreach and Self-Help Organizations
  • Youth Centers (excluding recreational-only facilities)
Typical fits are organizations with formal programs, written policies, staff screening, and clear supervision practices. Accounts that are primarily commercial recreation, high-risk adventure programs, or that lack documented screening and training procedures are generally outside this appetite.

Example accounts: You might have a nonprofit that runs after-school mentoring and life-skills classes for teens — this program can combine general liability, professional liability and abuse & molestation coverage. Or a community-based group home supporting teens transitioning from foster care (fewer than 15 placements) would typically fit the program’s residential appetite.

Coverage Highlights

Our package policy is built to address the full scope of exposures faced by youth-serving organizations. Core coverages include:
Package Coverage Includes:
  • Abuse and Molestation Liability
  • General Liability
  • Professional Liability
  • Property Coverage
  • Commercial Auto
  • Crime
  • Umbrella Liability
  • Inland Marine
 
Enhancements & Supplements:
  • Cyber / Privacy Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Youth Accident Protection
  • Volunteer Accident Protection
  • Active Assailant Coverage

Underwriting and Minimum Premium

Underwriting emphasizes sound risk management, documented policies, and mission-aligned operations. Please include full operational details with submissions: staff screening and background checks, volunteer supervision, program descriptions, facility usage, and any training programs. The program has a minimum premium of $5,000. Our underwriters are available for pre-submission questions to help you determine fit efficiently.

Available Nationwide

This program is available in all 50 states and the District of Columbia. Whether your client operates in a rural community or an urban center, Irwin Siegel Agency can help secure an appropriate coverage solution.

Why Work with Irwin Siegel Agency?

Irwin Siegel Agency is a long-standing partner to the human and social services sector. We bring decades of focused experience placing coverage for youth-serving nonprofits and residential programs. Strengths of the program include specialized underwriting, flexible package options backed by Berkshire Hathaway Specialty Insurance, and a practice-oriented approach to risk controls that helps close placements other markets may decline.

For more information about insurance for Youth Programs, give us a call today at 800.622.8272 or visit the program page on our website, http://https://www.siegelagency.com/insurance-programs/youth-programs/.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for nonprofit and community-based organizations serving youth, including residential facilities, mentoring programs, and advocacy services.

Is this program available in all states?

Yes. Coverage is available in all 50 states and the District of Columbia, so you can place eligible accounts nationwide.

What is the minimum premium for this program?

The minimum premium starts at $5,000. Final pricing is determined by the organization’s size, services, and overall risk profile.

Does the program include abuse and molestation coverage?

Yes. Abuse and molestation liability is included in the standard package, subject to underwriting review and assessment of controls.

Can I get coverage for volunteers and youth participants?

Yes. Optional accident protection is available for volunteers and youth participants as a supplemental coverage.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A++ by AM Best
  • Commission:
    Varies
  • Min Premium:
    $5,000

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CONTACT INFORMATION

LOCATION

25 Lake Louise Marie Rd.
Rock Hill, NY 12775
800-622-8272
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Irwin Siegel Agency has other insurance programs like Active Assailant Insurance Product.