Bus Insurance

Ideal Accounts and Appetite

This program is built to support a variety of passenger transport operations. Ideal accounts include:

• Church buses transporting congregations or youth groups
• Senior citizen center transportation services
• Daycare and social services vehicles
• Limousine and shuttle service operators
• Private school buses and vans

We’re a strong fit for agents who need flexible underwriting for clients with less-than-perfect driver histories or unique vehicle setups.

Coverage Highlights and Advantages

• Commercial Auto Liability and Physical Damage options
• Medical Payments and Uninsured/Underinsured Motorist coverage available
• Flexible driver qualification guidelines
• Competitive pricing for preferred and standard risks
• Quick quotes online or by phone for up to 5 units

Whether your client is a small nonprofit transporting seniors or a private school operating a fleet of vans, SIU helps ensure they’re properly protected on the road.

Underwriting Notes and Minimum Premiums

Minimum premiums vary depending on risk characteristics, vehicle usage, and territory. Our underwriters are available to help assess fit and provide fast indications. We welcome accounts with one to five units and offer flexible options for varying driving histories.

Territories and Availability

This Bus Insurance program is currently available in the following states:

• Alabama
• Florida
• Georgia
• South Carolina

Markets are generally admitted in these states, depending on the specific risk scenario.

Why Work With Southern Insurance Underwriters, Inc.?

As a trusted Managing General Agency (MGA), SIU brings decades of experience in commercial transportation. Our team is dedicated to helping agents grow their transportation books with responsive service, deep market access, and underwriting flexibility. Whether you're serving a church, daycare, or private school, you can rely on SIU to deliver tailored solutions that meet your client’s needs.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.