Business Liability Insurance Solutions from Sona Delikyan Insurance Agency Inc
At Sona Delikyan Insurance Agency Inc, we provide business liability insurance markets and program options designed for independent agents and brokers placing small to mid-sized commercial clients across Southern California. Whether you are submitting a startup or a long-standing company, we help you source competitive quotes for liability and property exposures and deliver placement options that fit your client’s needs.
We place business liability with both admitted and non-admitted carriers using our direct appointments and relationships with specialty wholesalers. That mix gives you flexibility to cover standard risks as well as harder-to-place or more complex accounts. Our local underwriting knowledge is focused on Glendale, Pasadena, Burbank, North Hollywood and the broader San Fernando Valley, so we understand the specific exposures agents see in those communities.
Ideal Accounts and Appetite
Our appetite is geared to a wide range of commercial classes. Typical accounts include:
- Retail stores, boutiques, and service businesses
- Professional office occupancies (consultants, CPAs, small clinics)
- Contractors and specialty trades (with appropriate operations limits)
- Commercial property owners, lessors, and small multi-tenant buildings
- Small delivery operations and business fleets
Examples you might place through our program: a newly opened boutique in Glendale needing general liability and business property coverage, or a small contractor expanding into Pasadena who requires CGL, commercial auto, and excess limits. We can consider accounts with modest prior loss activity and new ventures without an insurance history.
Coverage Highlights and Advantages
Available coverages include:
- Commercial General Liability (CGL): bodily injury, property damage, premises/completed operations and personal/advertising liability.
- Commercial Property: buildings, business personal property, and business interruption options.
- Commercial Auto: coverage for business-owned vehicles and small fleets.
- Specialty and Umbrella/Excess: excess limits, E&O, and other tailored endorsements for niche exposures.
We combine flexible underwriting with access to both standard admitted markets and non-admitted specialty carriers, helping you structure programs that match account complexity.
Underwriting Notes
We accept a broad spectrum of businesses — from new sole proprietors to established firms. Our underwriters will shop multiple markets where appropriate and provide clear placement options. We do not enforce a strict minimum premium, making this program a good fit for smaller revenue accounts that may be below thresholds at other markets.
Territories and Availability
This program is available for accounts located in California, with a strong focus on the San Fernando Valley region including Glendale, Burbank, Pasadena, and North Hollywood. If your client operates across multiple locations in California, discuss territory specifics with our underwriting team to confirm eligibility.
Why Work With Sona Delikyan Insurance Agency Inc?
We are a general agency committed to helping independent agents place and renew commercial liability business. Our strengths include local market knowledge, fast quote turnaround, and established relationships with admitted and specialty markets. Whether you need a straightforward placement or assistance with a harder-to-place submission, we aim to provide practical options that help you grow your book of business.