Sovereign Group International Inc.
Contact Us
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Sovereign Group International Inc.
Contact Us
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Vacant Property

3, 6, 9, 12: Vacant Property Coverage is what we sell!

Sovereign Group International Inc. offers a flexible and reliable Vacant Property program designed to meet the needs of your clients with unoccupied or partially occupied real estate. Whether the property is awaiting sale, undergoing renovations, or between tenants, we provide tailored coverage options that help minimize risk and maximize protection.

Ideal Accounts and Appetite
Our program is ideal for:
  • Completely vacant buildings
  • Partially vacant properties
  • Properties under renovation
  • Vacant land
  • Structures in the course of construction or nearing completion
We’re comfortable with short-term placements and can extend coverage or adjust occupancy terms as the property status changes. You might have a client who’s renovating a small apartment complex before leasing, or a commercial property owner between tenants—both are great fits for our program.

Coverage Highlights and Advantages
Sovereign can offer limits up to $3 million per occurrence / $5 million aggregate, with policy terms ranging from 1 to 12 months. We specialize in quick-turnaround quotes and streamlined applications. Just email us, and we’ll send you a simple application that’s easy to complete and submit.

Additional benefits include:
  • High-limit availability
  • Flexible policy terms
  • Ability to extend or adapt coverage based on occupancy changes
  • Responsive customer service and fast quoting

Underwriting Notes
We consider a broad range of vacant risks but will review each submission carefully. While we can accommodate many situations, properties with extensive prior losses or severe structural issues may not qualify. Contact us early in the quoting process to determine fit and expedite approvals.

Territories and Availability
Our Vacant Property program is currently available in Massachusetts (MA), New Jersey (NJ), and New York (NY). Some admitted markets are available depending on the account specifics.

Why Work With Sovereign Group International Inc.?
As a wholesale broker with expertise in niche property risks, Sovereign Group delivers fast, reliable service and coverage solutions that work for your clients. The standard market can be unpredictable—but our team is committed to consistent, responsive service. Let us help you close more deals with less hassle.

Want a lightning-fast quote? Contact us at [email protected] or call (800) 843-0843. We’ll send you a quick application and help you secure the right coverage for your vacant property risks.

Frequently Asked Questions

What types of accounts are a good fit for this Vacant Property program?

We’re a great fit for fully vacant buildings, partially vacant properties, structures under renovation, vacant land, and properties in the course of construction or completion.

How long can coverage be written for?

We offer flexible policy terms from 1 to 12 months, with the ability to extend coverage or adjust occupancy terms as the property status changes.

Are high coverage limits available?

Yes, we can provide limits up to $3 million per occurrence and $5 million aggregate, depending on the risk profile.

What states is this program available in?

This program is available in Massachusetts, New Jersey, and New York.

How do I get a quote?

Simply email us at [email protected] to request an easy-to-fill-out application. Once completed, we can provide you with a fast quote.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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AGENCY LICENSING

Licensed in New York, New Jersey & Massachusetts.
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Sovereign Group International Inc. has other insurance programs like Home Based Business Insurance.