Sports & Fitness Insurance Corp. provides a focused Workers Compensation program for businesses in the sports, fitness, and recreation sectors. Available in 45 states, this admitted program is designed to help you place clients with active-lifestyle exposures — from single-location studios to growing multi-location operations — with carriers that understand the risks associated with physical activity and client interaction.
Ideal Accounts and Appetite
This Workers Comp. program targets insureds where physical activity is central to operations. Typical target classes include:
- Fitness centers and boutique gyms
- Martial arts and combat-sport studios
- Dance studios and performing arts schools
- Yoga and Pilates studios
- Swim schools and aquatic centers
- Personal training and in-home training services
If your client operates in a fast-paced, hands-on environment where employee activity increases physical risk exposure, this program is set up to accommodate those needs.
Coverage Highlights and Advantages
Offered through multiple admitted carriers, the program delivers flexibility and underwriting depth for fitness-related risks. Key features include:
- Admitted coverage in all participating states for easier compliance
- Acceptance of ACORD applications to speed submissions and quotes
- Capacity for small and mid-sized operations, including multi-location accounts
- Underwriting focused on active-lifestyle exposures and staff roles
Example: You might have a client with a regional gym franchise hiring several trainers and maintenance staff. This program can help you secure Workers Comp. terms that reflect their operational exposure and payroll mix.
Underwriting Notes and Minimum Premiums
Submissions are reviewed by underwriters experienced in sports and fitness risks. Minimum premium requirements vary by state, class code, and the specific risk profile. ACORD forms are accepted to streamline the process — include complete payroll and class code detail for faster evaluation.
Territories and Availability
The program is available in 45 states, including major markets such as CA, FL, TX, NY, and IL. Coverage is admitted in all participating states. For state-specific eligibility or to confirm availability in a particular jurisdiction, contact underwriting or your market specialist.
Why Work With Sports & Fitness Insurance Corp.
As a Managing General Agency focused on the sports and fitness industry, Sports & Fitness Insurance Corp. pairs niche underwriting expertise with relationships across admitted carriers. Agents benefit from knowledgeable support, competitive access for challenging or nonstandard accounts, and a streamlined submission flow aimed at faster turnarounds.
Coverage available in 45 States. Contact Dixie Kirk at 800-844-0536 x 2229 or [email protected]
ACORD forms are accepted.
Frequently Asked Questions
What types of accounts are a good fit for this Workers Comp. program?
This program fits businesses in the sports, fitness, and recreation industries—examples include gyms, martial arts studios, swim schools, dance studios, and personal training centers.
Is the coverage admitted or non-admitted?
Workers Comp. coverage is admitted in all 45 participating states, which helps ensure compliance and easier policy administration for your clients.
Can I submit using Acord forms?
Yes. ACORD applications are accepted to help streamline submissions and speed up the quoting process.
What is the minimum premium requirement?
Minimum premiums vary by state and the account’s risk profile. Provide complete payroll and class code details so underwriting can advise on state-specific minimums.
Who should I contact for underwriting questions or submissions?
Reach out to Dixie Kirk at 800-844-0536 x 2229 or via email at [email protected] for assistance with submissions and underwriting inquiries.
Need help placing an account? Connect with a market specialist.