Stoermer Insurance Brokers is a trusted Ohio-based Excess & Surplus Lines Broker with over 30 years of experience providing specialty Errors & Omissions (E&O) insurance solutions to retail agents. Our Specified Professions E&O program is designed to meet the unique liability exposures of a wide range of professional service providers across Ohio, Kentucky, and Indiana.
Overview of the Program From Stoermer Insurance Brokers
Our Professional Office Package offers a comprehensive policy that combines Professional Liability, General Liability, and Business Personal Property coverage—all under one contract. This streamlined solution is ideal for agents looking to place professional liability coverage for clients in various service-oriented industries. Coverage also includes bodily injury and property damage arising from professional services, which helps address exposures not typically covered by standard liability products.
Ideal Accounts and Appetite
The program targets a diverse group of professional classes, making it highly adaptable to your clients’ needs. We currently focus on the following sectors:
- Management & Training
- Marketing & Creative
- Design
- Insurance
- Financial & Money Services
- Legal Support Services
- Technical Services
- Employment Agencies
- Education
- Investigative Services
- Real Estate / Environmental Services
- Other Professional Services
Example scenarios include a training consultant needing coverage for client contract requirements, or a marketing agency seeking protection from claims of copyright infringement or service errors.
Coverage Highlights and Advantages
- Professional Liability, General Liability, and Business Personal Property bundled in one policy
- Coverage for bodily injury and property damage related to professional services
- Access to multiple carriers to offer flexible options
- Designed for small to mid-sized professional firms
- Non-admitted options available in some states
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on class and risk profile. Our underwriting team works closely with retail agents to provide fast turnaround and competitive terms. We value complete applications and clean submissions to help expedite the quoting process.
Territories and Availability
This program is currently available in:
- Ohio (OH)
- Kentucky (KY)
- Indiana (IN)
We offer both admitted and non-admitted solutions depending on the state and risk class.
Why Work With Stoermer Insurance Brokers?
Stoermer Insurance Brokers has a long-standing reputation for supporting retail agents with niche E&O markets and dependable service. With deep experience in placing professional liability for a wide range of service professions, we offer access to multiple carriers and customized policy structures. Let our team help you secure the right coverage for your professional clients quickly and efficiently.
If you’re looking for a reliable market for Specified Professions E&O coverage, give Stoermer Insurance Brokers a try today.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We target small to mid-sized professional service firms in areas such as management consulting, marketing, IT services, education, and more.
Can I get coverage for both professional liability and general liability under one policy?
Yes. Our Professional Office Package includes Professional Liability, General Liability, and Business Personal Property coverage in a single policy.
Is this program available on an admitted basis?
We offer both admitted and non-admitted options, depending on the state and risk class. Availability may vary by state.
Which states is this program available in?
This program is currently available to agents placing business in Ohio, Kentucky, and Indiana.
What is the minimum premium for this program?
Minimum premiums vary based on class of business and individual risk factors. Please contact us with a completed submission for a quote.
Need help placing an account? Connect with a market specialist.