Builders Risk Insurance

Builders Risk Insurance Program from Superior Access

Superior Access Insurance Services, Inc. offers a flexible and comprehensive Builders Risk Insurance program tailored to meet the evolving needs of your construction clients. As a trusted wholesale broker with market access in most states, Superior Access delivers a broad range of competitive coverage options backed by top-rated carriers.

This program is designed to help insurance agents and brokers place Builders Risk coverage for a wide range of residential and commercial construction projects—whether ground-up new builds, remodels, or installations. Our streamlined approach allows you to serve clients efficiently and with confidence, even on complex accounts.

Ideal Accounts and Appetite

This program is an excellent fit for:

• Residential and commercial new construction projects
• Remodeling and renovation jobs
• Contractors, builders, and property developers
• Projects involving both installed and uninstalled materials
• Accounts needing coverage for materials in transit or temporarily stored offsite

You might have a client who is developing a custom home or overseeing a small commercial build-out—both are ideal candidates for this program.

Coverage Highlights and Advantages

Our Builders Risk policies are designed to be broad and flexible, with key features that help protect your clients throughout the construction process:

• Theft coverage for materials from the moment they arrive at the job site
• Protection for materials in transit and at temporary storage locations
• Coverage for both installed and uninstalled materials on-site
• Ordinance or law coverage to address building code-related losses

Our program helps reduce the risk exposure your clients face from delays, theft, or unforeseen regulatory issues during the construction phase.

Underwriting Notes and Minimum Premiums

Minimum premiums and underwriting requirements vary depending on project type, location, and scope. Superior Access works with a variety of carriers, allowing flexibility in pricing and underwriting to meet your client's needs. Our team is experienced in evaluating both straightforward and complex risks, ensuring that your submissions receive prompt and informed attention.

Territories and Availability

This Builders Risk Insurance program is available in most states, including but not limited to: CA, TX, FL, NY, IL, GA, and PA. Whether your client is building in a major metro area or a smaller community, we likely have a market that fits. The program is offered on an admitted basis in many states, depending on carrier and project specifics.

Why Work With Superior Access?

Superior Access is a leading wholesale broker with decades of experience helping agents and brokers across the country access top-tier insurance markets. Our Builders Risk program reflects our commitment to delivering competitive, flexible, and responsive solutions for construction-related risks. With broad carrier access, knowledgeable underwriters, and a national footprint, we make it easier for you to close more Builders Risk business.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.