Directors & Officers Insurance Program from Superior Access
Superior Access Insurance Services, Inc. offers a focused Directors & Officers (D&O) Insurance program that helps protect the personal assets of directors, officers and in many cases the organization itself when leadership faces management-related claims. This wholesale program is designed for agents and brokers looking for flexible market access and tailored management liability solutions for privately held businesses, nonprofits, startups and other organizations.
Ideal Accounts and Target Classes
The program fits a wide range of management liability needs, including:
- Private companies with active boards or outside investors
- Nonprofit organizations and trade associations
- Startups and growth-stage firms preparing for funding
- Companies undergoing mergers, acquisitions, or internal restructuring
Whether you represent a small volunteer-led nonprofit or a tech startup taking on outside capital, this D&O program can be tailored to the account’s governance and exposure profile.
Coverage Highlights and Advantages
Superior Access places D&O limits that address common leadership exposures and can layer optional protections to meet an insured’s needs. Common coverages and extensions include:
- Directors & Officers liability for alleged wrongful acts
- Employment Practices Liability (EPLI) for discrimination, harassment, and wrongful termination claims
- Entity-side coverage and Side A/B/C options where available
- Errors & Omissions for managerial advice or professional exposures tied to leadership decisions
- Bankruptcy or liquidation-related exposures
- Acquisition/investment-related claims and representational exposures
Carriers and available forms vary by state and account characteristics; Superior Access works with multiple markets to assemble competitive and practical placements.
Underwriting Notes and Minimum Premiums
Underwriting for this program is responsive and designed to handle a broad risk spectrum. Minimum premiums and final terms depend on industry, revenue, employee count, governance practices, and claims history. Superior Access reviews each submission to identify the most appropriate admitted or non-admitted market for the account.
Territories and Availability
This D&O program is available in most U.S. states, including CA, TX, FL, NY, IL and GA, and Superior Access provides market access across Washington, D.C. and the continental United States. Availability may vary by carrier and coverage form, so confirm state eligibility when submitting.
Why Work with Superior Access?
As a wholesale broker specializing in professional and management liability, Superior Access offers agents streamlined access to multiple carrier partners and experienced underwriting support. Their strengths include:
- Fast quote turnaround and hands-on placement assistance
- Access to both admitted and non-admitted solutions depending on the account
- Flexibility to handle complex or non-standard risks
- Guidance on application presentation and loss-control considerations
These capabilities help you place D&O business more efficiently and increase the chance of a successful placement for challenging accounts.
Contact us today to learn more about our Directors & Officers program!
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is a good fit for private companies, nonprofits, startups, and other organizations with boards or leadership teams that face management liability exposures.
Is Employment Practices Liability Insurance (EPLI) included?
EPLI is available as part of the D&O program and can be added to address claims such as discrimination, harassment, and wrongful termination.
What is the minimum premium for this coverage?
Minimum premiums vary by industry, size, and claims history. Contact Superior Access for underwriting guidance and a quote tailored to your client.
Which states is this program available in?
The D&O program is available in most U.S. states, including major markets. Confirm state-specific availability when you submit the account.
Do you work with multiple carriers for this program?
Yes. Superior Access works with a variety of carriers to provide flexible and competitive D&O solutions that match the account’s needs.
Need help placing an account? Connect with a market specialist.