Overview of the Program From TCB Insurance Programs
Our Contingent Auto Liability Insurance program provides protection for logistics companies, freight forwarders, and brokers when a hired or contracted motor carrier is involved in an accident and their primary coverage fails or is insufficient. This coverage helps address gaps in liability when the contracting party could be held responsible due to vicarious liability or negligent hiring.
Ideal Accounts and Appetite
This program is ideal for:
- Freight brokers and logistics firms that subcontract transportation
- Freight forwarders requiring DOT filings
- Transportation companies that rely on owner-operators or third-party trucking companies
You might have a client who brokers freight but doesn't own any vehicles — this is a great fit. Another example is a freight forwarder who needs liability protection in case a contracted carrier causes damage or injury during transit.
Coverage Highlights and Advantages
Program Highlights of our Contingent Auto Liability Insurance:
- Lower minimum premium than many competing programs (starting at $2,500)
- Monthly reporting for easy policy management
- Higher commissions available for volume producers
- Straightforward administration process
- DOT filings available for freight forwarders
- Very competitive rates through various carrier partners
Underwriting Notes and Minimum Premiums
With a minimum premium of $2,500, this non-admitted program offers agents a competitive way to place hard-to-insure transportation and logistics clients. TCB Insurance Programs works closely with appointed agents to review accounts efficiently and transparently. Volume-driven producers may also benefit from enhanced commission structures and streamlined servicing.
Territories and Availability
This program is available on a non-admitted basis in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why Work With TCB Insurance Programs
TCB Insurance Programs is a wholesale broker with deep expertise in the transportation and cargo insurance space. We understand the unique needs of freight brokers, logistics providers, and forwarders. Our team is committed to offering responsive service, competitive pricing, and flexible underwriting solutions. By working with us, you gain access to diverse carrier markets and a program designed to grow with your book.
Contact us today for more details.
For more information about our
Contingent Auto Liability Insurance Program visit our website
www.tcbinspro.com.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for freight brokers, freight forwarders, and logistics providers who subcontract transportation services and need protection from liability exposures tied to contracted carriers.
Is this program available on an admitted basis?
No, the Contingent Auto Liability Insurance program is offered on a non-admitted basis across all available states.
What is the minimum premium for this coverage?
The minimum premium starts at $2,500. Actual premiums will vary based on account size, operations, and risk profile.
Are DOT filings available under this program?
Yes, DOT filings can be provided for freight forwarders when required.
What commission options are available to agents?
Higher commissions may be available for agents who produce larger volumes. Contact TCB Insurance Programs for more details on commission structures.
Need help placing an account? Connect with a market specialist.