Non-Profit Directors & Officers Insurance (D&O)
Tennant Risk Services offers a robust Non-Profit Directors & Officers (D&O) Insurance program tailored for private and non-profit organizations. As a specialized Managing General Agency and Excess & Surplus Lines Broker, we understand the unique liabilities faced by board members, officers, and decision-makers within these entities. We provide expert guidance, fast turnaround times, and access to multiple carriers nationwide to help you find the right solution for your clients.
Our D&O insurance solutions are structured to respond to a wide range of exposures for both traditional and more complex operations. Whether your insured is a small nonprofit or a financially distressed private company, we work to secure broad coverage at competitive rates.
Target Classes Include:
- Non-Profit Entities
- Private Companies
- Public Companies
- Associations & Unions
- Limited & Other Partnerships
- Trusts & Trustees
Special Coverage Options:
- Side A Excess Coverage
- Individual Directorship Coverage
- Custom Group Programs
Challenging Risks? We Can Help.
We routinely handle difficult-to-place accounts with:
- Trustee and Partnership Exposures
- Adverse Loss History
- Complex or Unique Financial Structures
- Financially Distressed Entities
- Public Officials
- Quasi-Governmental Organizations
Program Highlights:
- Minimum premiums starting at $750
- Optional coverages: EPL, Cyber, Fiduciary, Crime, E&O
- Risk management services included
- Flexible deductibles and limits
- Separate limits available for key coverages
Sample Placed Accounts:
- Non-Profit Recreational Association – $1M Limit at $1,000 Premium
- Private Company, Specialty Equipment Rental – $1M Limit at $8,000 Premium
- Public Company, Biopharmaceutical Research – $5M Limit at $83,000 Premium
- Private Equipment Distributor – $5M Limit at $12,000 Premium
Our D&O insurance program is available in all states, including DC. Coverage may be admitted or non-admitted depending on the risk, territory, and size of the account. We work with a broad range of carriers to provide the best fit for each client’s needs.
Tennant Risk Services supports retail agents and brokers with unmatched service, expert underwriting, and access to top-tier markets. Whether you're working on a standard placement or a tough D&O risk, let our experienced team help you deliver value to your clients.
For more information or to submit an account, please call or
email us. We look forward to working with you!
Put our Directors & Officers Insurance (D&O) Expertise to Work for You!
Frequently Asked Questions
What types of accounts are a good fit for this program?
We target non-profits, private companies, associations, unions, partnerships, and trusts. We also handle challenging accounts with complex financials or prior losses.
Can this program address hard-to-place risks?
Yes. We specialize in tough D&O placements, including financially distressed entities, unique financial structures, and trustee exposures.
Is coverage available in all states?
Yes, our D&O program is available in all 50 states and DC. Coverage may be admitted or non-admitted depending on the specific risk.
Are additional coverages like EPL or Cyber available?
Yes. We can include Employment Practices Liability, Cyber Liability, Fiduciary, Crime, and E&O as part of the D&O package.
What is the minimum premium for this program?
Minimum premiums start as low as $750, depending on the account size, risk profile, and coverage selected.
Need help placing an account? Connect with a market specialist.