Joseph Distel & Co. Inc., through The Distel Group, offers a specialized Public - Commercial Auto Insurance program tailored for a wide range of passenger transportation risks. This program is designed for agents and brokers looking to place public auto accounts that require flexible underwriting and access to both admitted and non-admitted markets.
Ideal Accounts and Appetite
This program is ideal for public transportation operators who carry passengers for a fee. Whether your client operates a small fleet of executive sedans or a larger operation with buses and shuttles, we can help you place coverage that fits.
Eligible classes include:
- Airport buses and limos/vans
- Bingo shuttle buses
- Casino buses
- Charter buses
- Day care vans
- Transport of entertainers and athletes
- Executive cars and limousines
- Taxis and hotel vans
- Non-emergency medical transportation
- Sightseeing and tour buses/shuttles/vans
- Other commercial passenger buses
You might have a client operating a limousine service for corporate travel in Boston or a shuttle provider servicing airports and casinos in Connecticut—this program is built for them.
Coverage Highlights and Advantages
We offer a full suite of transportation-specific coverages, including:
- Auto Liability
- Physical Damage
- Cargo Coverage
- Excess Auto Liability—available with limits up to $4 million excess of $1 million for qualified risks
This flexibility allows you to tailor coverage to fit the unique risk profile of each insured, whether they are focused on tourism, hotel transportation, or scheduled city routes.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the class of business, fleet size, and risk characteristics. The program is underwritten through various carriers, providing access to competitive options across different risk levels. Our underwriting team works closely with agents to evaluate accounts based on operational history, safety records, and vehicle types.
Territories and Availability
This program is available in the New England region, specifically in:
- Connecticut (CT)
- Maine (ME)
- Massachusetts (MA)
- New Hampshire (NH)
- Rhode Island (RI)
- Vermont (VT)
Most markets are available on a non-admitted basis, allowing us to offer solutions for harder-to-place or specialized public auto risks.
Why Work With Joseph Distel & Co. Inc.
As a Managing General Agency and Excess & Surplus Lines Broker, Joseph Distel & Co. Inc. brings deep expertise in transportation risks. The Distel Group team provides responsive service, underwriting insight, and access to markets that are often out of reach for retail agents. We understand the nuances of public auto operations and work to deliver coverage solutions that meet regulatory and operational demands.
Let The Distel Group take you where you want to go with our Commercial Auto Insurance program for public transportation clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is best suited for public auto operators such as airport shuttles, charter buses, limousines, taxis, and non-emergency medical transport providers.
What coverages are available under this program?
We offer Auto Liability, Physical Damage, Cargo, and Excess Auto Liability with limits up to $4 million excess of $1 million for select risks.
Which states is this program available in?
The program is offered in CT, ME, MA, NH, RI, and VT.
Is this program on an admitted or non-admitted basis?
Most available markets are non-admitted, allowing for greater flexibility in underwriting unique risks.
Do you have specific minimum premiums?
Minimum premiums vary by account, based on factors such as fleet size, vehicle type, and loss history. Contact us to discuss your specific risk.
Need help placing an account? Connect with a market specialist.