Identity theft remains a top concern for individuals and businesses. HG Insurance Services offers a turnkey Identity Theft Protection Plan through Promisemark—an established provider of identity protection and cybersecurity solutions. Built for agents and brokers, this program combines proactive monitoring, real-time alerts, full-service recovery, and endpoint protection delivered with carrier support from partners such as Aon Warranty Group and Virginia Surety Company, Inc.
Overview of the Identity Theft Program
Promisemark's plan is designed for simple distribution by appointed producers. The annual plan bundles 24/7 credit monitoring, real-time identity alerts, fraud resolution services, and McAfee firewall software for basic PC protection. Virginia Surety Company underwrites a $25,000 loss recovery pledge for qualified out-of-pocket expenses, subject to plan terms. The offering is positioned as an easy-to-sell, low-friction add-on that helps your clients detect and recover from identity fraud.
Ideal Clients and Target Markets
This program fits a broad cross-section of retail and commercial opportunities. Good prospects include:
- Individuals and households seeking affordable, comprehensive identity protection
- Employers offering voluntary identity theft protection as part of employee benefits
- Financial advisors, banks and credit unions wanting to add value for customers
- Retailers, healthcare providers, educational institutions and other organizations concerned about customer or patient data exposure
Example account scenarios:
- You have a mid-sized employer offering a voluntary benefits package and want an affordable identity protection option for employees.
- A financial advisor wants an easy-enrollment product to bundle for clients with significant online activity and investment accounts.
Coverage Highlights and Advantages
Key program features agents can promote to prospects:
- Continuous credit monitoring and reporting from trusted sources
- Real-time alerts delivered by email and SMS
- Dedicated fraud resolution and full-service recovery assistance
- McAfee firewall software included for enhanced endpoint protection
- $25,000 loss recovery pledge underwritten by Virginia Surety Company
The plan is positioned as a cost-effective annual product ($99.95) that complements core personal and employee benefits lines.
Underwriting Notes and Producer Details
Promisemark simplifies appointment and enrollment for producers. Once appointed, you receive a unique producer ID to link clients directly to the consumer enrollment portal. There are no complex medical or financial underwriting hurdles—this is designed for fast placement and consumer-facing enrollments.
License #: OD34023
Enrollment link for clients (replace "X" with your producer ID): www.promiseplans.com/?producerid=X
Territories and Program Availability
This identity theft protection plan is available nationwide — all 50 states plus Washington, D.C. That makes it a convenient option for brokers with multi-state books of business and for employers or institutions with geographically distributed employees or customers.
Why Work With HG Insurance Services on This Program?
HG Insurance Services delivers a proven identity protection solution through an experienced partner (Promisemark) and recognized technology and underwriting supporters like McAfee and Virginia Surety Company. For agents and brokers who want a straightforward, turnkey identity product to offer retail clients or voluntary benefits groups, this plan provides an easy enrollment path, clear consumer-facing benefits, and carrier-backed loss recovery.
Once appointed, you’ll receive a producer ID to direct clients to the enrollment site: www.promiseplans.com/?producerid=X (replace "X" with your unique ID).
Frequently Asked Questions
What types of accounts are a good fit for this identity theft program?
This program is ideal for individuals, employers offering voluntary benefits, and clients in finance, healthcare, or education—anyone seeking strong digital and identity protection.
How does the enrollment process work for my clients?
Once you’re appointed, you’ll receive a unique producer ID. You can then direct clients to the enrollment website using your personalized link.
Is this program available nationwide?
Yes, the identity theft protection plan is available in all 50 states and Washington, D.C.
What’s included in the $25,000 loss recovery pledge?
The pledge covers qualified out-of-pocket expenses related to identity theft and is underwritten by Virginia Surety Company, subject to the plan terms.
Who supports the technology and monitoring services?
Promisemark partners with McAfee for firewall protection and provides 24/7 credit monitoring and alerts through trusted credit reporting services.
Need help placing an account? Connect with a market specialist.