O'Donovan & Associates, Inc. has been a trusted partner to independent agents since 1995 with its specialized TimberSure® Program. Designed specifically for the unique risks in the logging and timber hauling industry, TimberSure® offers comprehensive insurance solutions tailored to the needs of timber professionals. Whether your client is a small independent logger or a large-scale timber hauling operation, TimberSure® provides the coverages and flexibility to meet their needs.
Ideal Accounts and Appetite
The TimberSure® Program is built for the forestry sector and is best suited for:
- Logging contractors
- Timber hauling contractors
- Other businesses involved in timber and forestry operations
You might have a client who owns a fleet of logging trucks operating across state lines or a small crew harvesting and transporting timber. TimberSure® is flexible enough to accommodate a wide range of operations in this niche sector.
Coverage Highlights and Advantages
TimberSure® is a package policy solution that brings together essential coverages under one program. Available coverages include:
- Commercial auto
- Commercial general liability
- Commercial property
- Umbrella liability
- Inland marine
These coverages can be bundled into a single package policy, helping simplify the quoting and servicing process for agents and insureds alike.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and scope of the account. The TimberSure® Program is backed by multiple established carriers, providing flexibility in underwriting and pricing. O'Donovan & Associates works closely with agents to evaluate risks and structure policies that make sense for each specific timber operation.
Territories and Availability
The TimberSure® Program is available in the following states: AR, CA, FL, GA, LA, MD, MI, NC, OK, OR, PA, SC, TN, TX, VA, WA, and WI. Coverage is offered on an admitted or non-admitted basis depending on the state and risk profile.
Why Work With O'Donovan & Associates
As a Managing General Agency with decades of experience in the logging sector, O'Donovan & Associates understands the operational and liability exposures your clients face daily. Their TimberSure® Program is backed by a deep knowledge of the industry and a commitment to responsive service. Agents benefit from expert underwriting, competitive market access, and a program that has stood the test of time.
Frequently Asked Questions
What types of accounts are a good fit for the TimberSure® Program?
Logging contractors, timber haulers, and other forestry-related businesses that need commercial auto, general liability, property, and inland marine coverages are ideal candidates.
Is the TimberSure® Program available nationwide?
No, the program is available in select states including AR, CA, FL, GA, LA, MD, MI, NC, OK, OR, PA, SC, TN, TX, VA, WA, and WI.
What coverages can be included in the package policy?
Commercial auto, general liability, property, inland marine, and umbrella coverages can be bundled into a single policy through TimberSure®.
What carriers support the TimberSure® Program?
The program is backed by various carriers, allowing flexibility in underwriting and placement.
What is the minimum premium for TimberSure®?
Minimum premiums vary based on the type and size of the risk. Contact O'Donovan & Associates for underwriting guidance.
Need help placing an account? Connect with a market specialist.