Transportation Risk Solutions from Transportation Risk Services
Transportation Risk Services (TRS) is a specialized Managing General Agency and Excess & Surplus Lines Broker focused on providing competitive solutions for the transportation industry. Whether you’re looking to place tough-to-place commercial auto risks or find a market for niche transportation businesses, TRS offers broad underwriting capabilities and access to a wide range of non-admitted markets.
Ideal Accounts and Appetite
This program is designed for retail agents and brokers seeking coverage solutions for a variety of commercial transportation risks. Ideal accounts include:
- For-hire trucking operations (local, intermediate, and long-haul)
- Intermodal and container haulers
- Auto haulers and vehicle transporters
- Specialty and heavy equipment transport
- Courier, last-mile delivery, and logistics fleets
TRS has the flexibility to entertain both new ventures and established fleets. You might have a client with a three-truck operation expanding into interstate transport or a longstanding regional hauler looking for more competitive Excess Auto options—this program is built to help you place those accounts.
Coverage Highlights and Advantages
The TRS transportation program includes access to a wide range of coverages, including but not limited to:
- Primary Auto Liability
- Physical Damage
- Motor Truck Cargo
- Non-Trucking Liability (Bobtail)
- Excess Liability / Umbrella
Through strong relationships with non-admitted carriers, TRS can customize solutions for hard-to-place or distressed risks, offering greater flexibility than admitted markets. This is especially valuable for fleet accounts with prior losses, radius expansions, or unique operating exposures.
Underwriting Notes and Minimum Premiums
TRS targets accounts that may not fit traditional insurance company appetites due to operations, loss history, or other underwriting concerns. While minimum premium requirements may vary by risk, TRS works with brokers to find practical solutions for both small and mid-sized accounts.
Applications are handled by experienced transportation underwriters who understand the nuances of fleet operations, DOT compliance, and risk mitigation.
Territories and Availability
This transportation program is available in most states, including but not limited to: CA, TX, FL, NY, IL, GA, PA, and NC. TRS actively writes business across 48 states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY.
The program primarily uses non-admitted markets, giving agents more flexibility for creative placement solutions.
Why Work With Transportation Risk Services?
Transportation Risk Services brings deep industry expertise, reliable market access, and responsive service to every submission. As a trusted MGA and broker, TRS is focused solely on the transportation space, allowing agents to navigate complex accounts with confidence.
Whether placing a single-unit operation or a 50-truck fleet with mixed radius, TRS delivers tailored coverage options, underwriting insight, and market access that help agents win and retain business.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include for-hire trucking, auto haulers, container haulers, last-mile delivery fleets, and specialized equipment transporters.
Is this program available for new ventures?
Yes, TRS can consider new venture trucking operations, especially when supported by experienced drivers or strong business plans.
What coverages are offered through this program?
Coverages include Primary Auto Liability, Physical Damage, Motor Truck Cargo, Non-Trucking Liability, and Excess/Umbrella Liability.
Are filings and regulatory support available for DOT-compliant operators?
Yes, TRS works with carriers who can support required filings for DOT and state-specific transportation compliance.
Which states is this program available in?
This program is available in 48 states, including CA, TX, FL, NY, IL, and most of the continental U.S.
Need help placing an account? Connect with a market specialist.