Transportation Risk Solutions from Transportation Risk Services
Transportation Risk Services (TRS) is a specialized Managing General Agency and Excess & Surplus Lines broker focused on delivering competitive insurance solutions for the transportation industry. If you are an independent agent or broker working to place difficult commercial auto or niche transportation risks, TRS provides broad underwriting capability and direct access to non-admitted markets designed for creative placements.
Ideal Accounts and Appetite
This program is designed for retail agents and brokers seeking tailored coverage for a wide range of commercial transportation risks. Typical classes we write include:
- For-hire trucking operations (local, intermediate, and long-haul)
- Intermodal and container haulers
- Auto haulers and vehicle transporters
- Specialty and heavy equipment transport
- Courier, last-mile delivery, and logistics fleets
TRS can consider both new ventures and established fleets. For example, you might have a three-truck operation expanding into interstate work, or a regional hauler with prior losses looking for competitive Excess Auto options—this program is structured to help place those accounts.
Coverage Highlights and Advantages
Through strong relationships with non-admitted carriers, TRS can customize solutions that admitted markets may not offer. Key coverages available include:
- Primary Auto Liability
- Physical Damage
- Motor Truck Cargo
- Non-Trucking Liability (Bobtail)
- Excess Liability / Umbrella
Non-admitted market access gives you more flexibility to structure limits, endorsements, and territory/radius terms for hard-to-place or distressed risks. That flexibility is especially useful for fleets with prior losses, expanding radiuses, or unique operating exposures.
Underwriting Notes and Minimum Premiums
TRS focuses on accounts that may sit outside typical admitted carrier appetites due to operations, loss history, or other underwriting concerns. Underwriters review fleet safety, driver qualifications, DOT compliance, loss runs, and radius of operation when assessing risk. Minimum premium requirements vary by carrier and risk; TRS works with brokers to find practical solutions for small and mid-sized fleets.
Applications are handled by underwriters with transportation industry experience who can provide practical guidance on risk mitigation and underwriting expectations.
Territories and Availability
This transportation program is available in most states, with active placement across 48 states including: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. The program primarily places business in non-admitted markets to offer broader underwriting flexibility.
Why Work With Transportation Risk Services?
TRS brings deep transportation expertise, responsive service, and reliable market access to each submission. As an MGA and E&S broker focused exclusively on transportation, TRS helps agents navigate complex accounts and find practical placement options.
Whether you are placing a single-unit operation or a 50-truck mixed-radius fleet, TRS provides tailored coverage options, underwriting insight, and access to markets that increase your chances of binding business and retaining clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include for-hire trucking, auto haulers, container haulers, last-mile delivery fleets, and specialized equipment transporters.
Is this program available for new ventures?
Yes. TRS can consider new venture trucking operations, particularly when they demonstrate experienced drivers, solid safety controls, or a clear business plan.
What coverages are offered through this program?
Available coverages include Primary Auto Liability, Physical Damage, Motor Truck Cargo, Non-Trucking Liability, and Excess/Umbrella Liability.
Are filings and regulatory support available for DOT-compliant operators?
Yes. TRS works with carriers that can support DOT filings and state-specific transportation compliance requirements.
Which states is this program available in?
This program is available in 48 states, including CA, TX, FL, NY, IL, and most of the continental U.S.
Need help placing an account? Connect with a market specialist.