US Assure
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US Assure
Contact Us
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Rental Dwellings Insurance
Through an online platform, US Assure's Rental Dwelling Insurance product is available for well-maintained one to four family unit dwellings, including their detached structures, occupied by tenants only, with no more than two losses in the past three years, and with continuous insurance coverage for the past three years. 

HIGHLIGHTS
- Rate, quote and issue policies online
- Standard 12 month policy term, with short-term policies available in many states
- Optional coverage includes Loss of Rents, Theft, Back-up of Sewer and Drains, and Tenant Relocation and Additional Living Expenses
- Property Coverage up to $1M; premises liability up to $1 million each occurrence / aggregate
- Rental Dwelling policy can easily be converted to a Vacant Structure policy
- Offered on an admitted basis in most states
- Direct bill 

ELIGIBILITY
- Well-maintained one to four family unit dwellings (including their detached structures) occupied by tenants only
- No more than two losses in the past three years
- Continuous insurance coverage for the past three years
- Row homes
- Condominium or co-op units
- Manufactured/Mobile homes – provided they are fixed to permanent foundations, skirted and are not movable
- Detached structures with respect to garages and larger storage sheds which can be rented to tenants provided they are not used for any commercial purposes (a separate limit is required for these structures)

U.S. States Available

  • U.S. States Available:
    Alabama, Arkansas, Arizona, California, Connecticut, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Virginia, Wisconsin, Wyoming, Washington, D.C.
  • Provider Type:
    Program Administrator
  • Admitted:
    Most Available States
  • Carriers:
    Global Indemnity
  • Carrier Ratings:
    "A" Rated
  • Commission:
    Varies
  • Min Premium:
    3month - Fully Earned; 6month - 50% Fully Earned; 12month - 25% Fully Earned

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US Assure has other insurance programs like Builders Risk Insured by Zurich.