Utah Business Insurance Company
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Utah Business Insurance Company
Contact Us
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Workers Compensation Insurance

Your workers compensation insurance solution in Utah, Arizona and Nevada

Utah Business Insurance Company (UBIC) offers admitted workers compensation markets in AZ, ID, NV and UT. UBIC combines specialized workers compensation insurance underwriting expertise, exceptional service and safety awareness to offer solutions for your client’s toughest exposures. We underwrite each account individually based on its own risk characteristics. We can consider a broad spectrum of accounts because we are not template underwriters.

Underwriting guidelines

  • Premiums starting at $1,500
  • Experience mod no higher than 1.5
  • Work perform above 30 feet (refer to underwriter)
  • Guaranteed cost only
  • Monthly Self Reporting available
  • All accounts are pre-inspected prior to binding

Targeted industries

  • Artisan Contractors
  • Construction
  • Roofers
  • Restaurants
  • Janitorial Services
  • Most four-wall exposures
  • Municipalities with less than 10% police and fire exposure
  • Transportation

U.S. States Available

  • U.S. States Available:
  • Provider Type:
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A.M Best "A"
  • Commission:
    Contact us for more information
  • Min Premium:


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  • UBIC Supplemental Safety Questionnaire

    In order to consider a new submission for your agency, please submit the following information to [email protected]

    • ACORD 130 - workers' compensation application
    • Experience mod worksheet
    • Three years' currently valued loss runs
    • UBIC Supplemental Safety Questionnaire


We do not accept submissions from non-appointed agents. To apply for agency appointment please contact us at [email protected]  or contact: 
Ron Nielsen
Carol Gonzalez
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Utah Business Insurance Company has other insurance programs like Agriculture Program Workers Compensation Insurance.