Overview of the Marine Insurance Program from Capacity Marine Corp.
Capacity Marine Corp., offered through VAIL - Value Added Insurance Lines, is a specialized wholesale brokerage and reinsurance intermediary with deep expertise in marine and international risks. Our Marine General Liability (MGL) program is built to serve complex marine accounts—helping agents and brokers place challenging risks with confidence.
Our program is backed by strong carrier partners, including Hanover Insurance Group, and is available in most U.S. states. Whether your clients operate globally or from a single port, we are ready to help you simplify their coverage, satisfy port requirements, and protect their marine-related assets.
Ideal Accounts and Appetite
Our appetite spans a wide range of marine and port-related operations, including:
- Freight Forwarders and Logistics Providers
- Stevedores and Terminal Operators
- Marine Cargo & Warehouse Liability
- Hull & Machinery and Protection & Indemnity (P&I)
- Small Shipyards, Dry-Docks, and Ship Repair Yards
- Marine Contractors and Heavy Equipment Operators
- Blue and Brown Water Vessels
- Medical Schools and resorts with marine exposures—especially in the Caribbean
We’re especially interested in tough classes like container yards, port authorities, boat builders, and marine mechanical repair operations.
Coverage Highlights and Advantages
We offer customized solutions that address the unique exposures of marine-related businesses. Some of the key benefits include:
- Marine General Liability tailored to meet Port Authority requirements
- Worldwide Marine Cargo including FedEx, UPS, and DHL shipments
- Warehouse Legal Liability
- In-house pricing authority for faster turnaround
- New $5,000 minimum premium—competitive and accessible
- Property coverage placements, including Caribbean property
You might have a client who operates a bulk aggregate terminal with international shipments or a small ship repair yard in a port city—these accounts are right in our wheelhouse.
Underwriting Notes and Minimum Premiums
We provide in-house underwriting for faster quotes and tailored solutions. Our marine insurance program is designed to simplify coverage while meeting the regulatory and operational needs of your insureds. The program starts with a minimum premium of $5,000, offering strong value for comprehensive marine protection.
Territories and Availability
This program is available in nearly all 50 states, including coastal regions and inland operations. We currently write business in:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
With a global coverage perspective and experience in placing international risks, we can accommodate accounts with worldwide exposures.
Why Work With VAIL and Capacity Marine?
VAIL partners with Capacity Marine Corp. to deliver unmatched expertise in marine and international insurance. As a wholesale broker with specialized focus, we bring:
- Decades of experience in marine and logistics exposures
- Access to top-rated carriers and proprietary programs
- Responsive service and in-house underwriting
- The ability to handle both standard and hard-to-place accounts
Let us help you write more marine business—faster and smarter.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for freight forwarders, terminal operators, stevedores, shipyards, container yards, marine contractors, and other marine-related businesses with domestic or international exposures.
Is there a minimum premium requirement?
Yes, our marine insurance program has a minimum premium of $5,000, offering competitive value for comprehensive coverage.
Which states is the program available in?
We can write marine business in nearly all U.S. states, including coastal and inland regions. The program is available in 48 states plus Washington D.C.
Can you handle hard-to-place or international marine risks?
Yes, we specialize in placing complex and international marine risks, including Caribbean property and global cargo exposures.
What carriers do you use for this program?
This program includes access to top-rated markets such as the Hanover Insurance Group, with in-house underwriting available for fast turnaround.
Need help placing an account? Connect with a market specialist.