VAIL - Value Added Insurance Lines
Contact Us
contact_phone Click to call
VAIL - Value Added Insurance Lines
Contact Us
contact_phone Click to call
Umbrella Program for Residential and Commercial Real Estate from Trivedi



Umbrella Program for Residential and Commercial Real Estate:
Condos and Co-ops

Limits: $5MM, $10MM, $15MM


Separate Aggregate Limits Over Each Primary Policy

Most Carriers have a single aggregate for both excess and umbrella coverages, but we give you a separate aggregate limit over each aggregate limit in the scheduled primary policies. For example, in addition to having an aggregate over your premises liability and products/completed operations, our umbrella extends coverage over all aggregates, such as liquor liability and employer’s liability.


  • Automatic additional insureds covered at named insured’s option
  • Automatic coverage for newly acquired or formed companies
  • Follow form aggregates applies to per location, per policy, per project, per coverage.
  • Automatic waiver of subrogation included if provided on the primary policy
  • Unintentional Failure to Disclose.

In addition to lead umbrellas over the primary, here’s what we offer:


  • Excess limits up to $15 million
  • Custom solutions that meet the specific needs of clients
  • Dedicated umbrella/excess claims specialists


Minimum Underlying Requirements for First Layer Excess


General Liability
$1,000,000 each occurrence/$2,000,000 general and products
Automobile Liability
$1,000,000 combined single limit
Employers’ Liability
Director’s and Officer’s
$1,000,000 each claim



U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated carrier
  • Commission:
  • Min Premium:
    No minimum premium


Request a Quote Now!


One International Blvd., Suite 310
Mahwah, NJ 07495


We require current agency license, copy of E&O dec page with a limit of $1 million and completed broker agreement.
CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

VAIL - Value Added Insurance Lines has other insurance programs like Cosmetic Industry Insurance from Beauty Insurance Consultants.