Event Liability Insurance requires experienced underwriting to ensure comprehensive and tailored protection. Veracity Insurance Solutions, LLC brings over 30 years of expertise in the niche market of special event and sports liability coverage. As a trusted Managing General Agency and Excess & Surplus Lines Broker, we help agents and brokers across the country place coverage for a wide range of public and private events.
Overview of the Program From Veracity Insurance Solutions
Our Sports & Special Events Liability Insurance program is designed to meet the unique risks associated with hosting public gatherings, athletic competitions, and other high-exposure events. Whether your client is organizing a one-day wedding reception or a multi-day sporting tournament, we can help you secure the right coverage quickly and efficiently.
Ideal Accounts and Appetite
We provide coverage for a broad spectrum of special events, including but not limited to:
- Sporting events and tournaments (youth, amateur, and semi-pro)
- Weddings and receptions
- Festivals, fairs, and parades
- Conventions, expos, and trade shows
- Concerts and live performances
- Community and charity events
If you have a client planning a new or recurring event with public attendance or athletic participation, we can likely accommodate their needs. We also have the flexibility to consider new or unique event types that may fall outside standard carrier guidelines.
Coverage Highlights and Advantages
- Low minimum premiums – competitive pricing for single or multi-day events
- Low deductibles to keep out-of-pocket exposure manageable
- Occurrence and claims-made forms available
- Access to both admitted and non-admitted carriers
- Umbrella/excess liability limits available when higher protection is needed
- Coverage available for new or first-time events
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on event type, size, and duration, but we are known for offering low minimums to help agents win competitive business. Our underwriting team works closely with agents to assess each submission and craft appropriate coverage terms, even for non-standard risks.
Territories and Availability
Veracity Insurance Solutions writes Sports & Special Events Liability Insurance in all 50 states, including DC. Whether your client is hosting a local gathering in Iowa or a major festival in California, we can help you place the right coverage efficiently.
Why Work With Veracity Insurance Solutions
With decades of experience and a strong focus on niche liability markets, Veracity Insurance Solutions is a valuable partner for agents and brokers seeking reliable event liability markets. We offer fast turnaround, competitive pricing, and the ability to place both straightforward and hard-to-place risks. Our access to multiple carriers ensures that we can match your clients with the best available options.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for sports tournaments, weddings, festivals, trade shows, and other public or private events that require liability coverage.
Can you provide coverage for first-time or one-time events?
Yes, we can write coverage for new or one-time events, including those with no prior insurance history.
Are both admitted and non-admitted carriers available?
Yes, we offer access to both admitted and non-admitted carriers, depending on the risk and state requirements.
What is the typical turnaround time for quotes?
Most straightforward submissions can be quoted quickly, often within 24–48 hours, depending on the complexity of the event.
Do you offer additional coverages beyond event liability?
Yes, we can also provide BOP, Property & Inland Marine, E&O, D&O, and Pollution Liability coverage when needed.
Need help placing an account? Connect with a market specialist.