Whether you’re working with new ventures or established contractors, Veracity has the tools and underwriting flexibility to help you place business efficiently and competitively. Our deep industry specialization and dedication to long-term relationships make us a reliable partner in helping you manage your clients' risks.
Ideal Accounts and Appetite
This program is ideal for a wide range of contracting businesses, from general contractors to specialty trades. We welcome new ventures and can accommodate contractors with unique exposures or non-standard needs. Examples of suitable accounts include:
- A start-up residential contractor needing a low minimum premium and flexible coverage terms
- An established HVAC contractor looking to expand into multiple states and requiring higher umbrella limits
Veracity can also provide tailored solutions for more complex risks, including those with pollution liability or inland marine exposures.
Coverage Highlights and Advantages
Veracity’s program is backed by "A" rated carriers and offers a wide range of coverage features, including:
- Available in all 50 states
- Wide range of eligible contractor classes
- Low minimum premiums and deductibles
- Occurrence and claims-made forms
- Higher liability and umbrella limits available
- Admitted and Non-Admitted paper
In addition to General Liability, we offer complementary coverages including Pollution Liability, Business Owners Policy (BOP), Property and Inland Marine, E&O, D&O, and more—allowing you to cover your clients' full range of exposures under one roof.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on class, location, and scope of work, but we offer competitive pricing designed to support both small contractors and larger operations. Our underwriting team works closely with producers to tailor terms to insureds' operational risks and business objectives.
Territories and Availability
This program is available nationwide, including all 50 states and Washington, D.C. Whether your client operates locally or across multiple regions, Veracity has the licensing and carrier relationships to provide seamless coverage solutions.
Why Work With Veracity Insurance Solutions?
Veracity brings a deep understanding of the contractor space, with a commitment to underwriting excellence and responsive service. We help agents and brokers solve tough placement challenges by offering access to multiple carriers and customized coverage structures. From new ventures to complex risks, Veracity is your go-to market for Contractors General Liability Insurance.
To learn more or submit a risk, contact us at [email protected] or call 1-866-395-1308.
Frequently Asked Questions
What types of contractor classes does this program cover?
The program covers a wide range of contractor types, including general contractors, electricians, plumbers, HVAC specialists, landscapers, and many others.
Is this program available for new ventures?
Yes, Veracity welcomes new ventures and can provide flexible coverage options for start-up contractors.
Are higher liability limits available?
Yes, higher liability and umbrella limits are available to meet the needs of larger or more complex accounts.
Can this program be written on either admitted or non-admitted paper?
Yes, depending on the risk and state, we can provide coverage through both admitted and non-admitted carriers.
Which states is this program available in?
This program is available in all 50 states and Washington, D.C., offering nationwide access for your contractor clients.
Need help placing an account? Connect with a market specialist.