Specialty Human Services Insurance Program by Veracity Insurance Solutions
Veracity Insurance Solutions, LLC offers a specialized insurance program designed for organizations that deliver human services and improve the well-being of communities. From nonprofit agencies to social service providers, our Specialty Human Services program offers tailored coverage that helps insurance agents place challenging accounts with confidence.
With proven experience in the human services sector, Veracity provides creative and flexible insurance solutions that address the unique exposures of over 200 different classes of business. Our program is supported by strong carrier relationships and is structured to help reduce risk, prevent losses, and manage claims efficiently.
Ideal Accounts and Appetite
This program is an excellent fit for a wide range of community-focused and service-oriented nonprofits and organizations. Common eligible classes include:
- Substance abuse treatment centers
- Group homes and halfway houses
- Counseling centers
- Adult day care facilities
- After-school programs and mentoring organizations
- Community outreach and advocacy groups
If you have a client operating a residential facility for at-risk youth or a nonprofit offering behavioral health services, this program is designed to meet their complex needs.
Coverage Highlights and Advantages
Veracity’s Specialty Human Services program offers robust and comprehensive protection, including specialized coverages that many standard markets may overlook. Available lines include:
- Property
- General Liability
- Inland Marine
- Business Income
- Data Compromise
- Crime & Employee Dishonesty
- EDP/Computer Equipment
- Equipment Breakdown
- Abuse & Molestation Coverage
- Professional Liability
- Umbrella/Excess
- Directors’ and Officers’ Liability
These coverages are designed to address real-world exposures, from data breaches to allegations of abuse, ensuring your clients have the protection they need to continue serving their communities.
Underwriting Notes and Market Access
Our underwriting team works closely with agents to understand the nuances of each insured’s operations. Most business is placed with admitted carriers, giving you and your clients peace of mind and compliance flexibility. We’re able to consider a wide range of account sizes, from small nonprofits to larger regional operations.
While we do not list a minimum premium, we encourage you to submit accounts for review—especially those with specialized operations that may not fit standard markets.
Territories and Availability
The Specialty Human Services program is available in nearly all U.S. states, including but not limited to: CA, TX, FL, NY, IL, PA, and WA. We currently serve organizations in 49 states plus Washington, D.C., offering broad geographic flexibility for multi-state operations or brokers with diverse regional books.
Why Work With Veracity Insurance Solutions?
Veracity Insurance Solutions is a trusted carrier with deep experience in niche and underserved markets. Our Specialty Human Services program reflects our commitment to supporting community organizations with responsive service, risk management tools, and access to comprehensive coverages. Agents and brokers benefit from our underwriting support and ability to place difficult or unusual risks.
Whether you're working with a startup nonprofit or an established behavioral health network, Veracity can help you secure the right protection for your clients.