Comprehensive Solar Energy Insurance Solutions from Van Wagoner Companies, Inc.
Van Wagoner Companies, Inc. offers a specialized Solar Energy program for agents and brokers placing renewable energy accounts. As an experienced Managing General Agency with an exclusive Lloyd's contract, Van Wagoner delivers broad market access and focused underwriting to help you protect clients operating throughout the growing solar industry.
Ideal Accounts and Appetite
This program is designed for a wide range of solar-related businesses, including:
- Solar panel installers and specialty contractors
- Manufacturers and distributors of solar equipment
- Commercial and residential system owners and operators
- Renewable energy developers, integrators, and consultants
Van Wagoner writes accounts from rooftop installers to large commercial arrays and component distributors. The program is best suited to operations with established procedures and risk controls, though new ventures with demonstrable experience and safety practices will be considered.
Example scenarios
- You have a regional installer that performs rooftop and ground-mount system installations and needs combined General Liability, Property, and Inland Marine for equipment in transit and on site.
- You represent a manufacturer/distributor of inverters and panels that requires package solutions covering product exposures and property at multiple warehouse locations.
Coverage Highlights and Advantages
The Solar Energy program includes the following lines, structured for renewable energy exposures:
- Property — physical damage to equipment, on-site assets, and installation materials
- General Liability (GL) — third-party bodily injury and property damage arising from installation and operations
- Package Policies — combined solutions for smaller businesses that simplify placement
- Inland Marine — transit and contractor’s equipment coverage for panels, racking, and tools
These coverages respond to common solar risks such as transit damage, installation site liability, electrical and mechanical breakdowns, and weather-related loss to exposed arrays. As a Lloyd's-backed program, Van Wagoner can handle non-standard or hard-to-place risks and provide secure capacity and competitive terms.
Underwriting Notes and Minimum Premiums
Underwriting is managed in-house by Van Wagoner’s team, allowing for prompt review and tailored solutions. Each submission is evaluated on its merits with an emphasis on safety programs, installation practices, and loss controls. No specific minimum premium is listed; agents should submit complete submissions showing operations, prior loss history, and risk management to obtain terms.
Territories and Availability
This program is available on a non-admitted basis through Lloyd's of London in the following states: Arizona, Arkansas, California, Colorado, Idaho, Kansas, Louisiana, Montana, Nevada, New Mexico, Oklahoma, Oregon, Pennsylvania, Texas, Utah, Virginia, West Virginia, and Wyoming.
Why Work With Van Wagoner Companies, Inc.?
Van Wagoner combines niche renewable-energy underwriting expertise with exclusive Lloyd's capacity. Agents benefit from:
- Access to Lloyd's markets for capacity on unusual or larger risks
- Responsive, in-house underwriting and flexible terms for complex placements
- An appetite for both standard and specialized solar accounts
If you place coverage for contractors, developers, manufacturers, or system operators in the solar sector, Van Wagoner's Solar Energy program provides focused solutions to meet those clients' needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program targets solar panel installers, equipment manufacturers and distributors, renewable energy developers, and commercial/residential system operators.
Is this program available on an admitted basis?
No. Coverage is offered on a non-admitted basis through an exclusive Lloyd's contract managed by Van Wagoner Companies, Inc.
What coverages are included in the Solar Energy program?
The program includes Property, General Liability, Package, and Inland Marine coverages tailored to the exposures common in solar operations and installations.
Which states is this program available in?
The program is available in AZ, AR, CA, CO, ID, KS, LA, MT, NV, NM, OK, OR, PA, TX, UT, VA, WV, and WY.
Can new ventures in the solar industry qualify?
Yes. New ventures may be considered if they demonstrate relevant experience, proper risk controls, and clear installation or operational procedures. Each submission is underwritten individually.
Need help placing an account? Connect with a market specialist.