Overview of the Program From WDPG Insurance Program
WDPG’s Industrial Cylinder Gas Insurance program is designed for agents placing accounts that handle compressed gases, cryogenic liquids, and high-pressure cylinders. As a Managing General Underwriter working with Chartis, WDPG offers targeted coverages that address the unique physical and transportation risks of cylinder and gas businesses. Paper is available in most states, and the program combines property, liability and inland marine options to create single-source solutions for distributors, suppliers and service providers.
Ideal Accounts and Appetite
- Local and regional industrial gas distributors and welding supply stores
- Medical gas suppliers and hospital gas service contractors
- Cryogenic tank operators and liquid gas deliverers
- Cylinder filling plants, rental/repair shops and cylinder exchange operations
- Accounts that require certificate access, blanket waivers, or additional insured status by contract
Generally a good fit are insureds with documented cylinder testing and inspection programs, driver training, DOT compliance, and secured storage. The program is less likely to accept accounts with chronic loss history, large-scale bulk LPG terminals, or operations with uncontrolled off-site storage without loss control improvements.
Coverage Highlights and Advantages
- Escaped gas coverage for incidents involving compressed or liquefied gases
- Mis-delivery coverage for liquid product exchanges and mix-ups
- Aggregate limits by location to control site exposure
- Cryogenic tank and high-pressure cylinder coverage tailored to industry needs
- Blanket waiver and Additional Insured by Contract wording to support contractor relationships
- Package options including auto liability, workers’ compensation and inland marine for transported cylinders
- Medical gases coverage available for accounts serving healthcare facilities
Underwriting Notes and Minimum Premiums
Underwriters will want details on operations, including annual sales by product type, cylinder inventory values, testing/inspection frequency, delivery procedures, driver training records, and loss history. Proof of DOT/OSHA compliance, inspection logs for cylinders and tanks, and written safety programs strengthen submissions.
Minimum premium: No Minimum Premium. That makes the program flexible for smaller retail or service operations as well as mid-sized accounts.
Territories and Admitted Positioning
WDPG places this program in most available states (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Admitted paper is obtainable in most territories through Chartis, depending on the specific risk and coverage requested.
Why Work With WDPG on This Business
- Specialized underwriting focused on cylinder, cryogenic and medical gas exposures
- Access to Chartis capacity and admitted paper in most states
- Flexibility to package liability, auto, workers’ comp and inland marine coverages
- Program wording that supports contract requirements like blanket waivers and additional insureds
- Responsive submission intake — supply clear operational details to speed quoting
Example Account Scenarios
You might have a regional welding supply that wants coverage for cylinder exchange, on-site storage and local deliveries — WDPG can provide combined general liability, auto and inland marine for transported cylinders. Or you may represent a medical gas supplier with fixed cryogenic tanks at a hospital campus that needs aggregate limits by location and additional insured status; this program can be tailored to include cryogenic tank coverage and professional delivery exposures.
Frequently Asked Questions
What types of accounts are a good fit for WDPG’s Industrial Cylinder Gas program?
Accounts that handle compressed gases, cryogenic liquids or high-pressure cylinders with documented inspection/testing, DOT compliance and organized delivery operations are ideal. Examples include welding suppliers, medical gas providers, fill plants and cylinder rental shops.
Is coverage available in my state and is it admitted?
The program is available in most states listed in the storefront. WDPG places admitted paper through Chartis in many territories; final availability depends on the risk details and requested coverages.
What underwriting information should I include with a submission?
Provide loss runs, annual sales and inventory values by product, cylinder/tank inspection schedules, driver training and DOT compliance documentation, delivery operations description, and any contract requirements for additional insureds or waivers.
Are inland marine and auto coverages included?
Yes. WDPG can include auto liability for delivery vehicles and inland marine for cylinders in transit as part of a packaged solution, subject to underwriting review.
Is there a minimum premium to place business?
No. The program lists No Minimum Premium, which allows placement of smaller accounts as well as mid-sized operations. Final pricing will reflect the account’s exposures and loss history.
Need help placing an account? Connect with a market specialist.