Ideal Accounts and Appetite
This program is designed for light industrial temporary staffing companies with a proven track record. Ideal accounts have:
- Minimum premium of $100,000
- At least 3 years in business
- Light industrial exposures without PEO, leasing, USL&H, healthcare, construction, recycling, or day labor operations
If you have a client that staffs warehouse workers, assemblers, or material handlers across multiple states, this program is an excellent fit.
Coverage Highlights and Advantages
Work First offers more than just a policy — we provide tools and services to help your staffing clients lower their total cost of risk. Key features include:
- Quarterly claims reviews and multi-level oversight
- Fraud detection and prevention strategies
- Faster average claim closure times (20% faster than industry average)
- Return-to-work program development support
- Access to Intersect®, our proprietary RMIS system
- Operational Risk Assessment tailored to staffing best practices
- “Pay-as-you-go” monthly reporting with a low deposit
- 24-hour turnaround on new class code requests
- Customer satisfaction guarantee
We also conduct a classification review at policy inception to help avoid costly surprises at audit.
Underwriting Notes and Minimum Premiums
To qualify, accounts must meet a $100,000 minimum premium and have at least three years of operating history. We underwrite each account with a staffing-specific lens, considering worksite controls, claims history, and safety programs. Agents can expect a responsive underwriting process and thoughtful risk assessment.
Territories and Availability
Our Light Industrial Staffing Workers’ Compensation program is available in most states, excluding CA, CO, NC, VT, NH, ME, and MA. Single and multi-state policies are available in all other states, including TX, FL, NY, IL, GA, and more.
Why Work With Work First Casualty Company?
Founded in 1936 and focused exclusively on staffing since 2005, Work First Casualty Company is uniquely positioned to serve this niche. Unlike generalist carriers, we understand the operational and financial pressures staffing companies face — from experience modifiers impacting client pricing to the challenges of injury prevention at third-party worksites.
When you partner with Work First, you’re connecting your clients with a carrier that brings deep industry knowledge, innovative claims management, and proactive risk services. We help staffing companies stay competitive and profitable — and help you deliver value as a trusted advisor.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Light industrial staffing companies with at least 3 years in business and a minimum premium of $100,000 are ideal. We look for accounts without exposures in construction, healthcare, recycling, or day labor.
Which states is this program available in?
This program is available in most states except CA, CO, NC, VT, NH, ME, and MA. Single and multi-state policies are available.
What support does Work First provide beyond coverage?
We offer superior claims management, fraud detection, return-to-work program support, a proprietary RMIS platform, and a tailored Operational Risk Assessment for staffing clients.
Can you write multi-state staffing operations?
Yes, we offer both single and multi-state policies, making us a great solution for staffing companies with operations across multiple jurisdictions.
How quickly can class code requests be processed?
We typically respond to new class code requests within 24 hours or less.
Need help placing an account? Connect with a market specialist.