Can You Claim Workers' Comp For Heart Disease And Hypertension?

In many states, employees can file a Workers’ Compensation claim for occupational injuries, illnesses and diseases caused by their job. An occupational disease can include heart disease and hypertension, and here’s what you need to know about filing a Workers’ Compensation claim for these conditions.

What is Heart Disease and Hypertension?

Heart disease and hypertension, or high blood pressure, can cause stroke, heart attack and other health concerns. Inactivity, being overweight and high stress could increase your risk of developing these conditions and limit your ability to work.

The Purpose of Workers’ Compensation

Individual states implement their own rules for Workers’ Compensation, but in general, a claim will only be approved if your injury or illness is related to employment. That means your work environment must have directly caused, contributed to or significantly aggravated your heart disease or hypertension.

Pre-Existing Conditions

Heart disease and hypertension often take years to develop. However, your work environment may directly contribute to the worsening of these conditions. Ongoing exertion, strain or stress or a single incident such a competitive game of basketball or a dramatic and stressful event can trigger symptoms and increase your risk for developing a heart condition or hypertension.

Cumulative Workers’ Compensation Injuries

Cumulative injuries are physical or psychological disabilities caused by repetition. Physical exertion, stress or tension in the workplace can lead to a cumulative injury, illness or disease, such as heart disease and hypertension.

Heart and Lung Bill Presumption

Firefighters, police officers and first responders in certain states fall under a heart and lung bill presumption. It assumes that because stress is part of the job these employees face a higher risk of developing heart disease and hypertension. For this reason, these employees are allowed to forego the medical exam that proves their heart disease or hypertension is job-related.

Can you File a Claim?

To file a Workers’ Compensation claim for heart disease and hypertension, you must first prove that your condition is work-related.
  • Receive a diagnosis from your doctor with verification that your condition is related to work and not an ordinary disease of life.
  • Report the diagnosis to your employer. You may need to take this step within 60 days.
  • If your claim is denied, file an appeal.
The Benefits you can Receive

If you receive Workers’ Compensation benefits for heart disease and hypertension, you can access several helpful benefits. They provide financial resources during your recovery and include:
  • Medical care.
  • Temporary disability benefits.
  • Permanent disability benefits.
  • Vocational rehabilitation training.
  • Survivor benefits.
Workers’ Compensation protects employees. Consider filing a claim if you suffer from heart disease and hypertension that’s related to your job.
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