END-OF-LIFE PROGRAMS: DEATH HAPPENS
Death will come to all of us - including your workers. At this emotional and stressful time, voluntary end-of-life products can help provide invaluable financial and medical comfort to those who your employees have left behind. In offering them these benefits, it's essential to show sensitivity and concern for their needs.
Benefits such as Hospice Care, Travel Assistance, and Funeral Prepayment deal with highly sensitive issues and problems that have a significant impact on workers and their families, young and old alike. Hospice Care, for example, will help employees pay for health-related end-of life costs that their Health insurance doesn't cover; Travel Assistance picks up the tab for their emergency medical treatment while traveling.
To help your employees make wise choices, you need to listen to their end-of-life issues with care and empathy based on an understanding of their needs. Make sure they understand that these benefits can offer financial assistance for them and their families if a terminal medical condition leaves them unable to work. Give workers a choice of programs based on their individual situation - for example, stressing the value of hospice care to a worker with a family history of cancer.
Do not try to "hard sell" end-of-life benefits! Bear in mind that it takes time for employees to find their emotional and financial comfort level in absorbing this information and making the best decision for themselves and their families.
The Employee Benefits specialists at our agency can offer you access to a wide variety of these programs and recommend those that are best suited to the needs - and pocketbooks - of your workers. Please feel free to get in touch with us at any time.