Equestrian Care/Custody/Control Liability Insurance
Equestrian Care/Custody/Control Liability Insurance offers indemnity against accidental injury or death of ponies or horses that are in your care, custody or control. If you train, board, breed or are legally responsible for horses you don’t own, you should make a point of having an insurance policy.
As an equine professional, the owner of the horse or horses entrusts his horses to you. They believe that any misfortune, while the horse is under your care, should be covered by you.
Why is it important?
Most, if not all horse owners prefer to entrust their horses to an equine professional with Equestrian Care/Custody/Control Liability Insurance. This gives you a competitive advantage over your competitors as your clients will be at peace entrusting their priced asset to you.
It also saves you financially. If a horse is injured, or the owner makes a claim and the insurer feels the injury was due to your negligence, they may pursue recovery of outlay from you. This means that you will need to pay the claim. Equestrian Care/Custody/Control Liability Insurance will pay for the claims.
If the horse dies under your care, your insurance will indemnify the owner by replacing the horse.
Incidental transportation as part of training, breeding or boarding is included under Equestrian Care/Custody/Control Liability Insurance.
When purchasing your policy, it’s important to go to a respectable independent insurance agency. Most Equestrian Care/Custody/Control Liability Insurance policy excludes coverage for property damage. It is vital to know the extent and level of your cover.
Choosing the right option that meets your needs considering the risks and exposures you face handling horses. Consider the number of horses under your care at one time and what they are insured against. Get Equestrian Care/Custody/Control Liability Insurance policy to protect you when you are legally obliged to others injury, death or theft of horses in your custody, care or control.