Vaccinations are designed to prevent disease and protect people. A vaccine introduces a killed or weakened form of a disease into the body so the immune system can build protection. If you are exposed to the real disease later, your immune system can often fight it off and prevent illness.
Health insurance typically covers recommended vaccines, and your insurance company may remind you when you or your child are due for shots. Below are several reasons why vaccinations are important.
Protects your kids
Diseases such as polio, pertussis (whooping cough), measles, diphtheria, rubella (German measles), mumps, smallpox, rotavirus, Haemophilus influenzae type b (Hib) and tetanus can cause serious disability or death. Following the Centers for Disease Control and Prevention’s recommended vaccination schedule helps protect children from hearing loss, paralysis, amputation, convulsions, brain damage and fatal outcomes associated with these diseases.
Protects other people
When children aren’t vaccinated, they can carry and spread diseases to others. Infants who are too young for some immunizations and people with weakened immune systems—such as cancer patients or some elderly adults—are at higher risk of severe illness when exposed to unvaccinated carriers.
Helps stop outbreaks
A disease may be uncommon where you live but common elsewhere. Travel or contact with travelers can reintroduce preventable diseases to a community. Regular vaccination reduces the chance of local outbreaks and helps limit the spread of disease.
Vaccinations are safe
Vaccines undergo extensive testing and review by medical experts and regulatory authorities before they are approved for use. The recommended immunizations given to children and adults have established safety profiles.
Recommended by health professionals
Professional medical organizations and public health agencies recommend routine immunizations because of their protective benefits.
Vaccines save money
Preventing disease through vaccination reduces doctor visits, hospitalizations and medication costs, which can lower overall health care spending for families and communities.
For families who participate in organized sports or school activities, it can also be helpful to review related coverage options such as Football Insurance (Adult and Youth).
Much controversy surrounds vaccinations, so do your research and talk with your health care provider when deciding what is right for your family.
Frequently Asked Questions
Are vaccines covered by health insurance?
Most health insurance plans cover recommended vaccines, but coverage details can vary, so check your plan or contact your insurer for specifics.
Are vaccines safe for children?
Yes, vaccines recommended for children have been tested for safety and are monitored continually for adverse effects.
Can vaccines prevent community outbreaks?
High vaccination rates reduce transmission and help prevent outbreaks by lowering the number of susceptible people in a community.
What if my child has a health condition that affects immunity?
Discuss your child’s medical history with a pediatrician, who can recommend an appropriate vaccination plan based on their health and risks.