Prescription eyeglasses can cost as much as $1,000. In addition to the professional exam, factors like which frames you choose, scratch-resistant coatings, UV protection, where you buy glasses and any co-pay can affect the total cost. Even with vision benefits, some people find glasses unaffordable, and without them vision, health, work and social life can suffer.
Understand Your Vision Plan
Your vision plan includes details such as how often you're eligible for eye exams and new glasses and which eye doctors and retailers are in your covered network. Read your Vision Care Insurance coverage carefully so you take full advantage of eligible benefits and save money by visiting in-network providers.
Buy a Repair and Replacement Plan
When you buy eyeglasses, ask if the retailer offers a repair and replacement plan. Such plans let you get a new pair if you break, scratch or damage your glasses and can be cheaper than replacing them out of pocket.
Shop Around
Once you have a valid prescription, you can shop anywhere. Compare different eyeglass retailers and prices to find frames and lens options you like for less.
Use Coupons
Many retail eye-care businesses offer special deals to attract new customers. Check local ads and retailers' websites for coupons that cover exams, frames or eyeglass package discounts.
Buy One Get One
Some retailers run buy-one-get-one promotions. These offers may apply to discounted or value frames, but they can still save you money if you need a second pair.
Check out Back-to-School Sales
Each summer many eyeglass retailers host back-to-school sales. These promotions are useful for students and adults alike when buying a new or second pair.
Look at Your Club Memberships
Certain auto clubs and organizations partner with local businesses to offer member discounts. Check your membership benefits or see Vision Health Discounts Benefits for possible offers at eyeglass retailers.
Shop Online
Online stores often charge less than brick-and-mortar shops and may offer free shipping or other discounts. Make sure the online seller is reputable and read the return policy since you can't try on frames before they arrive.
Prioritize regular eye exams and the correct prescription lenses. If you need help choosing coverage or using benefits, talk to an agent.
Frequently Asked Questions
Will my vision insurance cover the full cost of eyeglasses?
Most vision plans cover part of the cost, such as an exam or a frame allowance, but rarely pay the full retail price for premium frames or lenses.
Are online eyeglasses as safe or effective as store-bought ones?
Online eyeglasses can be safe and accurate if you provide a valid prescription and buy from a reputable retailer with a clear return policy.
Do scratch-resistant and UV coatings make a big difference?
Scratch-resistant coatings increase lens durability and UV coatings protect your eyes from ultraviolet light, making them worthwhile for many wearers.
How often should I replace my eyeglasses?
Replace glasses when your prescription changes, frames are damaged, or the fit becomes uncomfortable; routine eye exams can help determine timing.