.jpg)
Winter weather creates dangerous driving conditions. Because you may be unable to stay home every time snow or ice falls, use these defensive driving tips to help you and others arrive safely at your destination.
Prep your vehicle
Before you pull onto the road, spend a few minutes prepping your vehicle. Equip it with winter tires or tires with adequate tread and clean the snow and ice off windows, mirrors and lights.
Tell someone where you’re going, which route you expect to use, and your anticipated arrival time. Also consider reviewing Winter Weather Insurance to make sure your policy matches winter risks.
Snow
- Use smooth motions when you brake, accelerate and change gears to avoid sudden weight shifts.
- Allow extra space between you and other vehicles to increase stopping time.
- Wear sunglasses to reduce glare and improve visibility on bright snowy days.
- When possible, drive on fresh snow rather than in the packed, slippery trails left by other vehicles.
Ice
- Reduce your speed and leave at least 10 car lengths between you and the vehicle in front of you.
- During a skid, stay calm: ease off the accelerator, brake gently and steer into the skid (for example, steer right if the rear is sliding right).
- Be aware of black ice; it’s hard to spot but is just as hazardous as white ice or packed snow.
Hail
- Drive so the reinforced windshield faces the storm rather than the side or rear glass.
- Avoid low areas and ditches that can flood during a severe storm.
- Pull over and wait it out if the hail becomes too heavy to drive safely.
Before you head out the door this winter, use these defensive driving tips and update your auto insurance as needed. If you operate seasonal or recreational vehicles, see Snow Ski Dealer Insurance for an example of specialty coverage, and don’t hesitate to talk to an agent about your options.
Frequently Asked Questions
What should I check on my car before winter driving?
Check tires for adequate tread and pressure, test the battery, verify lights and wipers work, and keep the fuel at least half full.
How can I tell if a road has black ice?
Black ice is often invisible; look for a glossy sheen on asphalt and watch for vehicles sliding unexpectedly at shaded spots, bridges and overpasses.
What is the best way to handle a skid?
Remain calm, ease off the accelerator, brake gently, and steer into the direction of the skid until you regain traction.
Is it safer to stay home during a hail or ice storm?
Yes—if conditions are severe, staying off the road is the safest option; if you must drive, reduce speed and pull over when conditions worsen.