DOES WORKERS COMPENSATION APPLY OFF THE JOB?

Examples abound of workers offering their skills outside the workplace: Nurses and doctors aid the injured or ill; contractors assist someone with heavy lifting or short hauling while on a hardware run; benevolent computer techies make a quick fix for a customer without a dispatch order. If one of your employees suffers an injury while providing such help, can the employee collect under Workers Comp? After all, they were doing their work.

A California correctional officer, injured while helping at the scene of an accident on his way to work, was denied Workers Comp benefits on the basis that his services did not qualify as regular employment. Citing an ethical standard set forth for correctional workers in the Ethics Cadet Workbook, the injured officer claimed it was his ethical duty as a corrections officer to assist those in need, regardless of when or where. Hence, he argued that his services at the accident were related directly to his employment.

However, the court disagreed, stating that: "The fact that the law enforcement code of ethics for correctional officers speaks of a duty to serve humankind and safeguard lives and property does not confer authority on a correctional officer to act outside the scope of his statutory jurisdiction."

Knowing the eligibility rules for Workers Comp benefits is essential for you and your employees alike. Now might be the time for a refresher course. For more information about your Comp coverage rules, call our service team today.

 
Need insurance for You, Your Family or Your Business?
We can match you to a qualified, local insurance expert!
Further Reading
As advocates of disclosing the costs of employee benefits to the employees, workers' compensation premiums are often ignored. Why? It's difficult to give a specific cost per employee since the premium is part fixed cost and part variable to their wag...
Seasonal employees add value to your company and remain an asset for your business. You may wonder, though, if you must provide these temporary employees with Worker’s Compensation. Understand the law and your responsibility to your employees as you ...
Examples abound of workers offering their skills outside the workplace: Nurses and doctors aid the injured or ill; contractors assist someone with heavy lifting or short hauling while on a hardware run; benevolent computer techies make a quick fix fo...
According to a Bloomberg BNA survey, eight in 10 companies hosted holiday parties in 2015. These events encourage employee bonding and are fun. What happens, though, if you contract food poisoning from food served at the party? If the party falls ...
The economy and the economics of labor is moving towards more independent contractors and fewer employees. Health benefits, and who pays for them, is leading the way. The Affordable Care Act (ACA) demands all citizens purchase health insurance. ...